Broadway FinancialBYFC 55 Pretax Margin % is 14.80% as of Mar. 2026, which is 82% above its 10-year median of 8.11. GuruFocus rates BYFC with a GF Score™ of 55/100 and a GF Value™ of $7.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Broadway Financial ranks worse than 98.56% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Broadway Financial Pretax Margin % Related Terms
Broadway Financial Pretax Margin % Historical Data
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The historical data trend for Broadway Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BYFC vs UBCP, FUSB, FABP: Pretax Margin % Comparison
For the Banks - Regional subindustry, Broadway Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Broadway Financial Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Broadway Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Broadway Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Broadway Financial (BYFC) has a Pretax Margin % of 14.80% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Broadway Financial and its competitors. This is 82% above median its historical median of 8.11. According to the industry distribution chart, Broadway Financial ranks #1504 out of 1526 companies in the Banks industry, placing it in the top 98.6%.
Is Broadway Financial's Pretax Margin % too high?
Broadway Financial's current Pretax Margin % of 14.80% is 82% above median its 10-year median of 8.11. The Banks industry median Pretax Margin % is 34.89. Broadway Financial's value of 14.80% is 57.6% below this industry median. Based on the distribution chart, Broadway Financial ranks #1504 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Broadway Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Broadway Financial's Pretax Margin % compare to UBCP and FUSB?
According to the Banks industry distribution chart, Broadway Financial ranks #1504 out of 1526 companies for Pretax Margin %. This places Broadway Financial in the lower half of its industry. The industry median Pretax Margin % is 34.89. Broadway Financial's value of 14.80% is 57.6% below this benchmark. While the company's 10-year median is 8.11 vs. the industry median of 34.89, Broadway Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Broadway Financial's current Pretax Margin % of 14.80% is 57.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Broadway Financial and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Broadway Financial's current Pretax Margin % is 14.80%, which is 82% above median its own 10-year median of 8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Broadway Financial stock overvalued right now?
Based on GuruFocus' analysis, Broadway Financial (BYFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.31, compared to a current price of $9.54 — trading 30.5% above its estimated fair value. The current Pretax Margin % is 14.80%, which is 82% above median its 10-year median of 8.11 and 57.6% below the Banks industry median of 34.89. Broadway Financial's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Broadway Financial (BYFC), the current Pretax Margin % is 14.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Broadway Financial (BYFC) Overvalued in 2026?
Based on GuruFocus' analysis, Broadway Financial stock appears to be overvalued.
The current stock price of $9.54 is trading 30.5% above its estimated GF Value™ of $7.31.
GuruFocus considers Broadway Financial to be Significantly Overvalued.
Key valuation signals for BYFC:
Pretax Margin %: 14.80% (82% above median its 10-year median of 8.11)
GF Value™: $7.31 vs. price of $9.54 (30.5% above fair value)
Industry Position: 57.6% below the Banks median (#1504 of 1526)
No single metric tells the full story. See the BYFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Broadway Financial Corp is active in the financial services domain. It is a savings and loan holding company in the United States. The Bank offers a variety of commercial real estate loan products, services, and depository accounts that support investments in affordable housing, small businesses, and nonprofit community facilities located within low-to-moderate income neighborhoods.
55GF Score
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