FFBW (FFBW) Moat Score: 2/10 (As of Jun. 29, 2026)


FFBW FFBW Inc FFBW
73 GF Score
Price $16.30
GF Value $16.74
Valuation Fairly Valued
! 2 Warning Signs
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What is FFBW Moat Score?

FFBW FFBW 73 Moat Score is 2 as of Jun. 29, 2026. GuruFocus rates FFBW with a GF Score™ of 73/100 and a GF Value™ of $16.74 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,614 Banks companies, FFBW ranks better than 59.85% on this metric.

FFBW has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

FFBW has No Moat: FFBW Inc operates in a competitive banking sector with low switching costs and minimal differentiation. The company lacks significant market leadership, proprietary technology, or strong brand loyalty, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes FFBW might have No Moat - Very weak/transient advantages.

FFBW  (OTCPK:FFBW) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

FFBW Moat Score Related Terms

FFBW vs RWCB, PGNN, INFT: Moat Score Comparison

For the Banks - Regional subindustry, FFBW's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FFBW Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, FFBW's Moat Score distribution charts can be found below:

* The bar in red indicates where FFBW's Moat Score falls into.


FFBW
73GF Score
FFBW Inc FFBW
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
FFBW (FFBW) has a Moat Score of 2 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, FFBW ranks #648 out of 1614 companies in the Banks industry, placing it in the top 40.1%.
Is FFBW's Moat Score too high?
FFBW's current Moat Score is 2. Based on the distribution chart, FFBW ranks #648 out of 1614 companies in the Banks industry, which is above the industry midpoint. Overall, FFBW has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFBW's Moat Score compare to RWCB and PGNN?
According to the Banks industry distribution chart, FFBW ranks #648 out of 1614 companies for Moat Score. This puts FFBW in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. FFBW's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFBW stock overvalued right now?
Based on GuruFocus' analysis, FFBW (FFBW) is currently considered Fairly Valued. The stock's GF Value™ is $16.74, compared to a current price of $16.30 — trading 2.6% below its estimated fair value. The current Moat Score is 2. FFBW's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For FFBW (FFBW), the current Moat Score is 2 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFBW (FFBW) Overvalued in 2026?

Based on GuruFocus' analysis, FFBW stock appears to be undervalued. The current stock price of $16.30 is trading 2.6% below its estimated GF Value™ of $16.74. GuruFocus considers FFBW to be Fairly Valued.

Key valuation signals for FFBW:

  • Moat Score: 2
  • GF Value™: $16.74 vs. price of $16.30 (2.6% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the FFBW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FFBW Business Description

Address 1360 South Moorland Road, Brookfield, WI, USA, 53005
FFBW Inc is a United States-based community bank. It offers banking and financial products and services such as checking accounts, savings accounts, credit cards, home equity loans, mortgage centers, and others. Its loan portfolio consists of Commercial and Residential real estate and consumers. It provides a variety of financial services to individual and corporate customers.
73GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.30
Price
$16.74
GF Value