FFBW (FFBW) E10: $0.33 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FFBW FFBW Inc FFBW
67 GF Score
Price $16.24
GF Value $16.83
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is FFBW E10?

FFBW FFBW 67 E10 is $0.33 as of Mar. 2026. GuruFocus rates FFBW with a GF Score™ of 67/100 and a GF Value™ of $16.83 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

FFBW's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.33 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-14), FFBW's current stock price is $16.24. FFBW's E10 for the quarter that ended in Mar. 2026 was $0.33. FFBW's Shiller PE Ratio of today is 49.21.

During the past 11 years, the highest Shiller PE Ratio of FFBW was 52.97. The lowest was 45.32. And the median was 46.67.


FFBW  (OTCPK:FFBW) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

FFBW's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=16.24/0.33
=49.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of FFBW was 52.97. The lowest was 45.32. And the median was 46.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


FFBW E10 Related Terms


FFBW E10 Historical Data

* Premium members only.

The historical data trend for FFBW's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FFBW E10 Chart

FFBW Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.32

FFBW Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.31 0.32 0.33

FFBW vs RWCB, PGNN, INFT: E10 Comparison

For the Banks - Regional subindustry, FFBW's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FFBW Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, FFBW's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where FFBW's Shiller PE Ratio falls into.


FFBW
67GF Score
FFBW Inc FFBW
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FFBW E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, FFBW's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.16/330.2130*330.2130
=0.160

Current CPI (Mar. 2026) = 330.2130.

FFBW Quarterly Data

per share eps CPI Adj_EPS
201606 0.057 241.018 0.078
201609 -0.005 241.428 -0.007
201612 -0.077 241.432 -0.105
201703 0.023 243.801 0.031
201706 0.032 244.955 0.043
201709 0.011 246.819 0.015
201712 -0.056 246.524 -0.075
201803 0.017 249.554 0.022
201806 0.051 251.989 0.067
201809 0.043 252.439 0.056
201812 0.034 251.233 0.045
201903 0.030 254.202 0.039
201906 0.050 256.143 0.064
201909 0.050 256.759 0.064
201912 0.068 256.974 0.087
202003 0.060 258.115 0.077
202006 0.050 257.797 0.064
202009 0.070 260.280 0.089
202012 0.070 260.474 0.089
202103 0.100 264.877 0.125
202106 0.070 271.696 0.085
202109 0.070 274.310 0.084
202112 0.070 278.802 0.083
202203 0.090 287.504 0.103
202206 0.110 296.311 0.123
202209 0.100 296.808 0.111
202212 0.120 296.797 0.134
202303 0.100 301.836 0.109
202306 0.100 305.109 0.108
202309 0.090 307.789 0.097
202312 0.030 306.746 0.032
202403 0.120 312.332 0.127
202406 0.150 314.175 0.158
202409 0.160 315.301 0.168
202412 0.110 315.605 0.115
202503 0.120 319.799 0.124
202506 0.140 322.561 0.143
202509 0.160 324.800 0.163
202512 0.230 324.054 0.234
202603 0.160 330.213 0.160

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.33 mean?
FFBW (FFBW) has a E10 of $0.33 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on FFBW and its competitors.
Is FFBW's E10 too high?
FFBW's current E10 is $0.33. Overall, FFBW has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFBW's E10 compare to RWCB and PGNN?
FFBW's E10 of $0.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on FFBW and its competitors. FFBW's current E10 is $0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFBW stock overvalued right now?
Based on GuruFocus' analysis, FFBW (FFBW) is currently considered Fairly Valued. The stock's GF Value™ is $16.83, compared to a current price of $16.24 — trading 3.5% below its estimated fair value. The current E10 is $0.33. FFBW's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For FFBW (FFBW), the current E10 is $0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFBW (FFBW) Overvalued in 2026?

Based on GuruFocus' analysis, FFBW stock appears to be undervalued. The current stock price of $16.24 is trading 3.5% below its estimated GF Value™ of $16.83. GuruFocus considers FFBW to be Fairly Valued.

Key valuation signals for FFBW:

  • E10: $0.33
  • GF Value™: $16.83 vs. price of $16.24 (3.5% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the FFBW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFBW Business Description

Address 1360 South Moorland Road, Brookfield, WI, USA, 53005
FFBW Inc is a United States-based community bank. It offers banking and financial products and services such as checking accounts, savings accounts, credit cards, home equity loans, mortgage centers, and others. Its loan portfolio consists of Commercial and Residential real estate and consumers. It provides a variety of financial services to individual and corporate customers.
67GF Score

Get the complete analysis for FFBW

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.24
Price
$16.83
GF Value