Goosehead Insurance (FRA:2OX) Moat Score: 6/10 (As of Aug. 18, 2026)

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FRA:2OX Goosehead Insurance Inc FRA:2OX
79 GF Score
Price €56.32
GF Value €72.82
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Goosehead Insurance Moat Score?

Goosehead Insurance FRA:2OX -1.71% 79 Moat Score is 6 as of Aug. 18, 2026. GuruFocus rates FRA:2OX with a GF Score™ of 79/100 and a GF Value™ of €72.82 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 595 Insurance companies, Goosehead Insurance ranks better than 94.96% on this metric.

Goosehead Insurance has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Goosehead Insurance has Narrow Moat: GSHD has a strong narrow moat with a unique franchise model, strong brand, and customer loyalty. Its innovative technology platform provides some switching costs, but it lacks the scale and network effects to be considered a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Goosehead Insurance might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Goosehead Insurance  (FRA:2OX) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Goosehead Insurance Moat Score Related Terms

FRA:2OX vs LIFE, CRD.A, TWFG: Moat Score Comparison

For the Insurance Brokers subindustry, Goosehead Insurance's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Goosehead Insurance Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Goosehead Insurance's Moat Score distribution charts can be found below:

* The bar in red indicates where Goosehead Insurance's Moat Score falls into.


FRA:2OX
79GF Score
Goosehead Insurance Inc FRA:2OX
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Goosehead Insurance (FRA:2OX) has a Moat Score of 6 as of Aug. 18, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Goosehead Insurance ranks #30 out of 595 companies in the Insurance industry, placing it in the top 5%.
Is Goosehead Insurance's Moat Score too high?
Goosehead Insurance's current Moat Score is 6. Based on the distribution chart, Goosehead Insurance ranks #30 out of 595 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Goosehead Insurance has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Goosehead Insurance's Moat Score compare to LIFE and CRD.A?
According to the Insurance industry distribution chart, Goosehead Insurance ranks #30 out of 595 companies for Moat Score. This places Goosehead Insurance in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Goosehead Insurance's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Goosehead Insurance stock overvalued right now?
Based on GuruFocus' analysis, Goosehead Insurance (FRA:2OX) is currently considered Modestly Undervalued. The stock's GF Value™ is €72.82, compared to a current price of €56.32 — trading 22.7% below its estimated fair value. The current Moat Score is 6. Goosehead Insurance's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Goosehead Insurance (FRA:2OX), the current Moat Score is 6 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Goosehead Insurance (FRA:2OX) Overvalued in 2026?

Based on GuruFocus' analysis, Goosehead Insurance stock appears to be undervalued. The current stock price of €56.32 is trading 22.7% below its estimated GF Value™ of €72.82. GuruFocus considers Goosehead Insurance to be Modestly Undervalued.

Key valuation signals for FRA:2OX:

  • Moat Score: 6
  • GF Value™: €72.82 vs. price of €56.32 (22.7% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:2OX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Goosehead Insurance Business Description

Other Exchanges GSHD:USA2OX:Germany
Address 1500 Solana Boulevard, Building 4, Suite 4500, Westlake, TX, USA, 76262
Goosehead Insurance Inc operates as an insurance agency. Its insurance products consist of homeowner's insurance; auto insurance; other personal lines products including flood, wind and earthquake insurance; excess liability or umbrella insurance; specialty lines insurance (motorcycle, recreational vehicle and other insurance); commercial lines insurance (general liability, property, and auto insurance for small businesses); and life insurance. Geographically, it operates in Texas, California, Illinois, Florida, and other regions. The company is has a single reportable segment: insurance distribution.
79GF Score

Get the complete analysis for FRA:2OX

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.32
Price
€72.82
GF Value