Renasant (FRA:RN6) Moat Score: 3/10 (As of Jul. 21, 2026)

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FRA:RN6 Renasant Corp FRA:RN6
62 GF Score
Price €37.00
GF Value €30.38
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Renasant Moat Score?

Renasant FRA:RN6 -0.54% 62 Moat Score is 3 as of Jul. 21, 2026. GuruFocus rates FRA:RN6 with a GF Score™ of 62/100 and a GF Value™ of €30.38 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Renasant ranks better than 74.63% on this metric.

Renasant has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Renasant has No Moat: Renasant Corp operates in a highly competitive banking sector with limited differentiation. It lacks significant pricing power, brand strength, or unique intellectual property, resulting in no discernible economic moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Renasant might have No Moat - Very weak/transient advantages.

Renasant  (FRA:RN6) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Renasant Moat Score Related Terms

FRA:RN6 vs WSFS, CVBF, FBP: Moat Score Comparison

For the Banks - Regional subindustry, Renasant's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Renasant Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Renasant's Moat Score distribution charts can be found below:

* The bar in red indicates where Renasant's Moat Score falls into.


FRA:RN6
62GF Score
Renasant Corp FRA:RN6
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Renasant (FRA:RN6) has a Moat Score of 3 as of Jul. 21, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Renasant ranks #408 out of 1608 companies in the Banks industry, placing it in the top 25.4%.
Is Renasant's Moat Score too high?
Renasant's current Moat Score is 3. Based on the distribution chart, Renasant ranks #408 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, Renasant has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Renasant's Moat Score compare to WSFS and CVBF?
According to the Banks industry distribution chart, Renasant ranks #408 out of 1608 companies for Moat Score. This puts Renasant in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Renasant's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (FRA:RN6) is currently considered Modestly Overvalued. The stock's GF Value™ is €30.38, compared to a current price of €37.00 — trading 21.8% above its estimated fair value. The current Moat Score is 3. Renasant's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Renasant (FRA:RN6), the current Moat Score is 3 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Renasant (FRA:RN6) Overvalued in 2026?

Based on GuruFocus' analysis, Renasant stock appears to be overvalued. The current stock price of €37.00 is trading 21.8% above its estimated GF Value™ of €30.38. GuruFocus considers Renasant to be Modestly Overvalued.

Key valuation signals for FRA:RN6:

  • Moat Score: 3
  • GF Value™: €30.38 vs. price of €37.00 (21.8% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the FRA:RN6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Renasant Business Description

Other Exchanges RNST:USA
Address 209 Troy Street, Tupelo, MS, USA, 38804-4827
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
62GF Score

Get the complete analysis for FRA:RN6

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.00
Price
€30.38
GF Value