Renasant (FRA:RN6) Cyclically Adjusted PS Ratio: 3.39 (As of Jul. 22, 2026) — Near Median

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FRA:RN6 Renasant Corp FRA:RN6
62 GF Score
Price €37.00
GF Value €30.15
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Renasant Cyclically Adjusted PS Ratio?

Renasant FRA:RN6 62 Cyclically Adjusted PS Ratio is 3.39 as of Jul. 22, 2026, which is 6% above its 10-year median of 3.21. GuruFocus rates FRA:RN6 with a GF Score™ of 62/100 and a GF Value™ of €30.15 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,299 Banks companies, Renasant ranks better than 50.5% on this metric.

As of today (2026-07-22), Renasant's current share price is €37.00. Renasant's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €10.92. Renasant's Cyclically Adjusted PS Ratio for today is 3.39.

The historical rank and industry rank for Renasant's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:RN6' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.91   Med: 3.21   Max: 5.28
Current: 3.34

During the past years, Renasant's highest Cyclically Adjusted PS Ratio was 5.28. The lowest was 1.91. And the median was 3.21.

FRA:RN6's Cyclically Adjusted PS Ratio is ranked better than
50.5% of 1299 companies
in the Banks industry
Industry Median: 3.37 vs FRA:RN6: 3.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Renasant's adjusted revenue per share data for the three months ended in Mar. 2026 was €2.514. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €10.92 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Renasant  (FRA:RN6) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Renasant Cyclically Adjusted PS Ratio Related Terms


Renasant Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Renasant's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Renasant Cyclically Adjusted PS Ratio Chart

Renasant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.39 3.13 2.71 2.81 2.73

Renasant Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.64 2.78 2.85 2.73 2.77

FRA:RN6 vs WSFS, CVBF, FBP: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Renasant's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Renasant Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Renasant's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Renasant's Cyclically Adjusted PS Ratio falls into.


FRA:RN6
62GF Score
Renasant Corp FRA:RN6
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Renasant Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Renasant's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=37.00/10.92
=3.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Renasant's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Renasant's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.514/330.2130*330.2130
=2.514

Current CPI (Mar. 2026) = 330.2130.

Renasant Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.372 241.018 3.250
201609 2.401 241.428 3.284
201612 2.401 241.432 3.284
201703 2.229 243.801 3.019
201706 2.276 244.955 3.068
201709 2.095 246.819 2.803
201712 2.146 246.524 2.875
201803 2.018 249.554 2.670
201806 2.211 251.989 2.897
201809 2.240 252.439 2.930
201812 2.268 251.233 2.981
201903 2.246 254.202 2.918
201906 2.336 256.143 3.012
201909 2.290 256.759 2.945
201912 2.295 256.974 2.949
202003 2.301 258.115 2.944
202006 2.679 257.797 3.432
202009 2.668 260.280 3.385
202012 2.459 260.474 3.117
202103 2.834 264.877 3.533
202106 2.304 271.696 2.800
202109 2.320 274.310 2.793
202112 2.366 278.802 2.802
202203 2.220 287.504 2.550
202206 2.538 296.311 2.828
202209 3.080 296.808 3.427
202212 2.869 296.797 3.192
202303 2.873 301.836 3.143
202306 2.413 305.109 2.612
202309 2.745 307.789 2.945
202312 2.360 306.746 2.541
202403 2.679 312.332 2.832
202406 2.684 314.175 2.821
202409 2.441 315.301 2.556
202412 2.489 315.605 2.604
202503 2.465 319.799 2.545
202506 2.435 322.561 2.493
202509 2.410 324.800 2.450
202512 2.497 324.054 2.544
202603 2.514 330.213 2.514

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.39 mean?
Renasant (FRA:RN6) has a Cyclically Adjusted PS Ratio of 3.39 as of Jul. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Renasant and its competitors. This is near median its historical median of 3.21. Over the past decade, Renasant's Cyclically Adjusted PS Ratio has ranged from 1.91 to 5.28. According to the industry distribution chart, Renasant ranks #643 out of 1299 companies in the Banks industry, placing it in the top 49.5%.
Is Renasant's Cyclically Adjusted PS Ratio too high?
Renasant's current Cyclically Adjusted PS Ratio of 3.39 is near median its 10-year median of 3.21. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 5.28. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. Renasant's value of 3.39 is 0.6% above this industry median. Based on the distribution chart, Renasant ranks #643 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, Renasant has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Renasant's Cyclically Adjusted PS Ratio compare to WSFS and CVBF?
According to the Banks industry distribution chart, Renasant ranks #643 out of 1299 companies for Cyclically Adjusted PS Ratio. This puts Renasant in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. Renasant's value of 3.39 is 0.6% above this benchmark. Historically, Renasant's own Cyclically Adjusted PS Ratio has ranged from 1.91 to 5.28 over the past decade. While the company's 10-year median is 3.21 vs. the industry median of 3.37, Renasant has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renasant's current Cyclically Adjusted PS Ratio of 3.39 is 0.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Renasant and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renasant's current Cyclically Adjusted PS Ratio is 3.39, which is near median its own 10-year median of 3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (FRA:RN6) is currently considered Modestly Overvalued. The stock's GF Value™ is €30.15, compared to a current price of €37.00 — trading 22.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.39, which is near median its 10-year median of 3.21 and 0.6% above the Banks industry median of 3.37. Renasant's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Renasant (FRA:RN6), the current Cyclically Adjusted PS Ratio is 3.39 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Renasant (FRA:RN6) Overvalued in 2026?

Based on GuruFocus' analysis, Renasant stock appears to be overvalued. The current stock price of €37.00 is trading 22.7% above its estimated GF Value™ of €30.15. GuruFocus considers Renasant to be Modestly Overvalued.

Key valuation signals for FRA:RN6:

  • Cyclically Adjusted PS Ratio: 3.39 (near median its 10-year median of 3.21)
  • GF Value™: €30.15 vs. price of €37.00 (22.7% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 0.6% above the Banks median (#643 of 1299)

No single metric tells the full story. See the FRA:RN6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Renasant Business Description

Other Exchanges RNST:USA
Address 209 Troy Street, Tupelo, MS, USA, 38804-4827
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
62GF Score

Get the complete analysis for FRA:RN6

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.00
Price
€30.15
GF Value