Renasant (FRA:RN6) Cyclically Adjusted PB Ratio: (As of Aug. 06, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:RN6 Renasant Corp FRA:RN6
62 GF Score
Price €37.40
GF Value €30.15
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Renasant Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Renasant  (FRA:RN6) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Renasant Cyclically Adjusted PB Ratio Related Terms


Renasant Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Renasant's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Renasant Cyclically Adjusted PB Ratio Chart

Renasant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.17 1.05 0.88 0.88 0.83

Renasant Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.87 0.83 0.83 0.00

FRA:RN6 vs CVBF, INDB, WSBC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Renasant's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Renasant Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Renasant's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Renasant's Cyclically Adjusted PB Ratio falls into.


FRA:RN6
62GF Score
Renasant Corp FRA:RN6
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Renasant Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Renasant's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Renasant's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=36.764/333.9520*333.9520
=36.764

Current CPI (Jun. 2026) = 333.9520.

Renasant Quarterly Data

Book Value per Share CPI Adj_Book
201609 24.173 241.428 33.437
201612 26.364 241.432 36.467
201703 26.349 243.801 36.092
201706 25.476 244.955 34.732
201709 25.718 246.819 34.797
201712 25.956 246.524 35.161
201803 25.167 249.554 33.678
201806 26.995 251.989 35.776
201809 29.334 252.439 38.806
201812 30.687 251.233 40.791
201903 31.529 254.202 41.420
201906 32.178 256.143 41.953
201909 33.498 256.759 43.569
201912 33.649 256.974 43.729
202003 33.377 258.115 43.184
202006 32.923 257.797 42.649
202009 31.793 260.280 40.792
202012 31.194 260.474 39.994
202103 32.435 264.877 40.893
202106 32.460 271.696 39.898
202109 33.605 274.310 40.912
202112 35.076 278.802 42.014
202203 34.734 287.504 40.345
202206 35.804 296.311 40.352
202209 37.767 296.808 42.493
202212 36.037 296.797 40.548
202303 36.433 301.836 40.310
202306 36.317 305.109 39.750
202309 37.274 307.789 40.442
202312 37.524 306.746 40.852
202403 37.946 312.332 40.573
202406 38.808 314.175 41.251
202409 37.677 315.301 39.906
202412 40.238 315.605 42.577
202503 39.577 319.799 41.329
202506 34.480 322.561 35.698
202509 34.304 324.800 35.271
202512 35.058 324.054 36.129
202603 36.013 330.213 36.421
202606 36.764 333.952 36.764

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Renasant (FRA:RN6) Overvalued in 2026?

Based on GuruFocus' analysis, Renasant stock appears to be overvalued. The current stock price of €37.40 is trading 24% above its estimated GF Value™ of €30.15. GuruFocus considers Renasant to be Modestly Overvalued.

Key valuation signals for FRA:RN6:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €30.15 vs. price of €37.40 (24% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the FRA:RN6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Renasant Business Description

Other Exchanges RNST:USA
Address 209 Troy Street, Tupelo, MS, USA, 38804-4827
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
62GF Score

Get the complete analysis for FRA:RN6

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.40
Price
€30.15
GF Value