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RenasantFRA:RN6 -0.57%62 Debt-to-Equity is 0.29 as of Jun. 2026, which is 16% above its 10-year median of 0.25. GuruFocus rates FRA:RN6 with a GF Score™ of 62/100 and a GF Value™ of €31.34 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,416 Banks companies, Renasant ranks better than 69.92% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Renasant's Debt-to-Equity or its related term are showing as below:
FRA:RN6'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16 Med: 0.25 Max: 0.56
Current: 0.29
During the past 13 years, the highest Debt-to-Equity Ratio of Renasant was 0.56. The lowest was 0.16. And the median was 0.25.
FRA:RN6's Debt-to-Equity is ranked better than 69.92% of 1416
companies
in the Banks industry
Industry Median: 0.58
vs FRA:RN6: 0.29
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Renasant Debt-to-Equity Related Terms
Renasant Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Renasant's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:RN6 vs CVBF, INDB, WSBC: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Renasant's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Renasant Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Renasant's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Renasant's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Renasant (FRA:RN6) has a Debt-to-Equity of 0.29 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Renasant and its competitors. This is 16% above median its historical median of 0.25. Over the past decade, Renasant's Debt-to-Equity has ranged from 0.16 to 0.56. According to the industry distribution chart, Renasant ranks #426 out of 1416 companies in the Banks industry, placing it in the top 30.1%.
Is Renasant's Debt-to-Equity too high?
Renasant's current Debt-to-Equity of 0.29 is 16% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.56. The Banks industry median Debt-to-Equity is 0.58. Renasant's value of 0.29 is 50% below this industry median. Based on the distribution chart, Renasant ranks #426 out of 1416 companies in the Banks industry, which is above the industry midpoint. Overall, Renasant has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Renasant's Debt-to-Equity compare to CVBF and INDB?
According to the Banks industry distribution chart, Renasant ranks #426 out of 1416 companies for Debt-to-Equity. This puts Renasant in the upper half of its industry. The industry median Debt-to-Equity is 0.58. Renasant's value of 0.29 is 50% below this benchmark. Historically, Renasant's own Debt-to-Equity has ranged from 0.16 to 0.56 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.58, Renasant has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Renasant's current Debt-to-Equity of 0.29 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Renasant and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Renasant's current Debt-to-Equity is 0.29, which is 16% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Renasant stock overvalued right now?
Based on GuruFocus' analysis, Renasant (FRA:RN6) is currently considered Modestly Overvalued. The stock's GF Value™ is €31.34, compared to a current price of €34.80 — trading 11% above its estimated fair value. The current Debt-to-Equity is 0.29, which is 16% above median its 10-year median of 0.25 and 50% below the Banks industry median of 0.58. Renasant's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Renasant (FRA:RN6), the current Debt-to-Equity is 0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Renasant (FRA:RN6) Overvalued in 2026?
Based on GuruFocus' analysis, Renasant stock appears to be overvalued.
The current stock price of €34.80 is trading 11% above its estimated GF Value™ of €31.34.
GuruFocus considers Renasant to be Modestly Overvalued.
Key valuation signals for FRA:RN6:
Debt-to-Equity: 0.29 (16% above median its 10-year median of 0.25)
GF Value™: €31.34 vs. price of €34.80 (11% above fair value)
Industry Position: 50% below the Banks median (#426 of 1416)
No single metric tells the full story. See the FRA:RN6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
62GF Score
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