PT Surya Fajar Capital Tbk (ISX:SFAN) Moat Score: 0/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:SFAN PT Surya Fajar Capital Tbk ISX:SFAN
57 GF Score
Price Rp1,975.00
GF Value Rp1,305.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PT Surya Fajar Capital Tbk Moat Score?

PT Surya Fajar Capital Tbk has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

PT Surya Fajar Capital Tbk has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes PT Surya Fajar Capital Tbk might have No Moat - No discernible moat.

PT Surya Fajar Capital Tbk  (ISX:SFAN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

PT Surya Fajar Capital Tbk Moat Score Related Terms

ISX:SFAN
57GF Score
PT Surya Fajar Capital Tbk ISX:SFAN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Surya Fajar Capital Tbk (ISX:SFAN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Surya Fajar Capital Tbk stock appears to be overvalued. The current stock price of Rp1,975.00 is trading 51.2% above its estimated GF Value™ of Rp1,305.84. GuruFocus considers PT Surya Fajar Capital Tbk to be Significantly Overvalued.

Key valuation signals for ISX:SFAN:

  • Moat Score: 0
  • GF Value™: Rp1,305.84 vs. price of Rp1,975.00 (51.2% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the ISX:SFAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Surya Fajar Capital Tbk Business Description

Address Jalan Prof. Dr. Satrio Blok C4/5, Satrio Tower Building, 14th Floor, Unit 6, Kuningan, Jakarta, IDN, 12950
PT Surya Fajar Capital Tbk is an Indonesia-based company engaged in management and business consulting services, trade, finance & investment, directly or indirectly through its Subsidiaries. The Group has five reportable segments, including brokerage and underwriting, financial technology peer-to-peer lending, Consultancy services, crowdfunding/Information technology with securities crowdfunding, and Electronic payment services (including IT Consultancy Services). The majority of its revenue is generated from the Brokerage Commissions.
57GF Score

Get the complete analysis for ISX:SFAN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,975.00
Price
Rp1,305.84
GF Value