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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. PT Surya Fajar Capital Tbk's annualizedNet Income for the quarter that ended in Mar. 2026 was Rp-37,650 Mil.
PT Surya Fajar Capital Tbk's average Total Assets over the quarter that ended in Mar. 2026 was Rp165,260 Mil. Therefore, PT Surya Fajar Capital Tbk's annualized ROA % for the quarter that ended in Mar. 2026 was -22.78%.
The historical rank and industry rank for PT Surya Fajar Capital Tbk's ROA % or its related term are showing as below:
ISX:SFAN'
s ROA % Range Over the Past 10 Years
Min: -18.89 Med: -1.03 Max: 60.28
Current: -5.57
During the past 9 years, PT Surya Fajar Capital Tbk's highest ROA % was 60.28%. The lowest was -18.89%. And the median was -1.03%.
ISX:SFAN's ROA % is ranked worse than 83.96% of 1633
companies
in the Asset Management industry
Industry Median: 4.09
vs ISX:SFAN: -5.57
PT Surya Fajar Capital Tbk (ISX:SFAN) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, PT Surya Fajar Capital Tbk's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Surya Fajar Capital Tbk ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, PT Surya Fajar Capital Tbk's ROA % distribution charts can be found below:
* The bar in red indicates where PT Surya Fajar Capital Tbk's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
PT Surya Fajar Capital Tbk (ISX:SFAN) has a ROA % of -22.78% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PT Surya Fajar Capital Tbk and its competitors. According to the industry distribution chart, PT Surya Fajar Capital Tbk ranks #1371 out of 1633 companies in the Asset Management industry, placing it in the top 84%.
Is PT Surya Fajar Capital Tbk's ROA % too high?
PT Surya Fajar Capital Tbk's current ROA % is -22.78%. Based on the distribution chart, PT Surya Fajar Capital Tbk ranks #1371 out of 1633 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, PT Surya Fajar Capital Tbk has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Surya Fajar Capital Tbk's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, PT Surya Fajar Capital Tbk ranks #1371 out of 1633 companies for ROA %. This places PT Surya Fajar Capital Tbk in the lower half of its industry. The industry median ROA % is 4.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.09, based on 1,633 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on PT Surya Fajar Capital Tbk and its competitors. For the Asset Management industry, the median ROA % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Surya Fajar Capital Tbk's current ROA % is -22.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Surya Fajar Capital Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Surya Fajar Capital Tbk (ISX:SFAN) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp1,305.84, compared to a current price of Rp1,975.00 — trading 51.2% above its estimated fair value. The current ROA % is -22.78%. PT Surya Fajar Capital Tbk's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For PT Surya Fajar Capital Tbk (ISX:SFAN), the current ROA % is -22.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Surya Fajar Capital Tbk (ISX:SFAN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Surya Fajar Capital Tbk stock appears to be overvalued.
The current stock price of Rp1,975.00 is trading 51.2% above its estimated GF Value™ of Rp1,305.84.
GuruFocus considers PT Surya Fajar Capital Tbk to be Significantly Overvalued.
Key valuation signals for ISX:SFAN:
ROA %: -22.78%
GF Value™: Rp1,305.84 vs. price of Rp1,975.00 (51.2% above fair value)
No single metric tells the full story. See the ISX:SFAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Surya Fajar Capital Tbk is an Indonesia-based company engaged in management and business consulting services, trade, finance & investment, directly or indirectly through its Subsidiaries. The Group has five reportable segments, including brokerage and underwriting, financial technology peer-to-peer lending, Consultancy services, crowdfunding/Information technology with securities crowdfunding, and Electronic payment services (including IT Consultancy Services). The majority of its revenue is generated from the Brokerage Commissions.
57GF Score
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