ITIC (Investors Title Co) Moat Score: 5/10 (As of Aug. 21, 2026)

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ITIC Investors Title Co ITIC
63 GF Score
Price $289.26
GF Value $247.84
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Investors Title Co Moat Score?

Investors Title Co ITIC -1.52% 63 Moat Score is 5 as of Aug. 21, 2026. GuruFocus rates ITIC with a GF Score™ of 63/100 and a GF Value™ of $247.84 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 593 Insurance companies, Investors Title Co ranks better than 88.7% on this metric.

Investors Title Co has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Investors Title Co has Narrow Moat: Investors Title Co has a solid narrow moat due to its established market presence and brand in the title insurance industry. It benefits from customer loyalty and some cost advantages but lacks significant network effects or exclusive regulatory barriers.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Investors Title Co might have Narrow Moat - Solid narrow moat.

Investors Title Co  (NAS:ITIC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Investors Title Co Moat Score Related Terms

ITIC vs AMSF, TIPT, MBI: Moat Score Comparison

For the Insurance - Specialty subindustry, Investors Title Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Investors Title Co Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Investors Title Co's Moat Score distribution charts can be found below:

* The bar in red indicates where Investors Title Co's Moat Score falls into.


ITIC
63GF Score
Investors Title Co ITIC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Investors Title Co (ITIC) has a Moat Score of 5 as of Aug. 21, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Investors Title Co ranks #67 out of 593 companies in the Insurance industry, placing it in the top 11.3%.
Is Investors Title Co's Moat Score too high?
Investors Title Co's current Moat Score is 5. Based on the distribution chart, Investors Title Co ranks #67 out of 593 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Investors Title Co has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Investors Title Co's Moat Score compare to AMSF and TIPT?
According to the Insurance industry distribution chart, Investors Title Co ranks #67 out of 593 companies for Moat Score. This places Investors Title Co in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Investors Title Co's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investors Title Co stock overvalued right now?
Based on GuruFocus' analysis, Investors Title Co (ITIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $247.84, compared to a current price of $289.26 — trading 16.7% above its estimated fair value. The current Moat Score is 5. Investors Title Co's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Investors Title Co (ITIC), the current Moat Score is 5 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Investors Title Co (ITIC) Overvalued in 2026?

Based on GuruFocus' analysis, Investors Title Co stock appears to be overvalued. The current stock price of $289.26 is trading 16.7% above its estimated GF Value™ of $247.84. GuruFocus considers Investors Title Co to be Modestly Overvalued.

Key valuation signals for ITIC:

  • Moat Score: 5
  • GF Value™: $247.84 vs. price of $289.26 (16.7% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the ITIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Investors Title Co Business Description

Address 121 North Columbia Street, Chapel Hill, NC, USA, 27514
Investors Title Co operates in the title insurance and exchange services sectors. The Company has two reportable segments. The Company's primary business activity, and one of its reportable operating segments, is the issuance of residential and commercial title insurance through ITIC and NITIC. The company's second reportable operating segment is providing tax-deferred real property exchange services through its subsidiaries, Investors Title Exchange Corporation (ITEC) and Investors Title Accommodation Corporation (ITAC).
63GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$289.26
Price
$247.84
GF Value