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Investors Title CoITIC -1.47%63 ROE % is 20.92% as of Jun. 2026, which is 57% above its 10-year median of 13.32. GuruFocus rates ITIC with a GF Score™ of 63/100 and a GF Value™ of $247.84 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Investors Title Co ranks better than 63.07% on this metric.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Investors Title Co ROE % Related Terms
Investors Title Co ROE % Historical Data
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The historical data trend for Investors Title Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Investors Title Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Investors Title Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Investors Title Co's ROE % distribution charts can be found below:
* The bar in red indicates where Investors Title Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Investors Title Co (ITIC) has a ROE % of 20.92% as of Jun. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Investors Title Co and its competitors. This is 57% above median its historical median of 13.32. Over the past decade, Investors Title Co's ROE % has ranged from 8.81 to 31.21. According to the industry distribution chart, Investors Title Co ranks #185 out of 501 companies in the Insurance industry, placing it in the top 36.9%.
Is Investors Title Co's ROE % too high?
Investors Title Co's current ROE % of 20.92% is 57% above median its 10-year median of 13.32. Over the past 10 years, this metric has ranged from a low of 8.81 to a high of 31.21. The Insurance industry median ROE % is 12.10. Investors Title Co's value of 20.92% is 72.9% above this industry median. Based on the distribution chart, Investors Title Co ranks #185 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Investors Title Co has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Investors Title Co's ROE % compare to AMSF and TIPT?
According to the Insurance industry distribution chart, Investors Title Co ranks #185 out of 501 companies for ROE %. This puts Investors Title Co in the upper half of its industry. The industry median ROE % is 12.10. Investors Title Co's value of 20.92% is 72.9% above this benchmark. Historically, Investors Title Co's own ROE % has ranged from 8.81 to 31.21 over the past decade. While the company's 10-year median is 13.32 vs. the industry median of 12.10, Investors Title Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 12.10, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Investors Title Co's current ROE % of 20.92% is 72.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Investors Title Co and its competitors. For the Insurance industry, the median ROE % is 12.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Investors Title Co's current ROE % is 20.92%, which is 57% above median its own 10-year median of 13.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Investors Title Co stock overvalued right now?
Based on GuruFocus' analysis, Investors Title Co (ITIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $247.84, compared to a current price of $285.01 — trading 15% above its estimated fair value. The current ROE % is 20.92%, which is 57% above median its 10-year median of 13.32 and 72.9% above the Insurance industry median of 12.10. Investors Title Co's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Investors Title Co (ITIC), the current ROE % is 20.92% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Investors Title Co (ITIC) Overvalued in 2026?
Based on GuruFocus' analysis, Investors Title Co stock appears to be overvalued.
The current stock price of $285.01 is trading 15% above its estimated GF Value™ of $247.84.
GuruFocus considers Investors Title Co to be Modestly Overvalued.
Key valuation signals for ITIC:
ROE %: 20.92% (57% above median its 10-year median of 13.32)
GF Value™: $247.84 vs. price of $285.01 (15% above fair value)
Industry Position: 72.9% above the Insurance median (#185 of 501)
No single metric tells the full story. See the ITIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Investors Title Co operates in the title insurance and exchange services sectors. The Company has two reportable segments. The Company's primary business activity, and one of its reportable operating segments, is the issuance of residential and commercial title insurance through ITIC and NITIC. The company's second reportable operating segment is providing tax-deferred real property exchange services through its subsidiaries, Investors Title Exchange Corporation (ITEC) and Investors Title Accommodation Corporation (ITAC).
63GF Score
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