Trisura Group (TSX:TSU) Moat Score: 5/10 (As of Jul. 05, 2026)


TSX:TSU Trisura Group Ltd TSX:TSU
81 GF Score
Price C$46.49
GF Value C$48.04
Valuation Fairly Valued
! 6 Warning Signs
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What is Trisura Group Moat Score?

Trisura Group TSX:TSU +1.46% 81 Moat Score is 5 as of Jul. 05, 2026. GuruFocus rates TSX:TSU with a GF Score™ of 81/100 and a GF Value™ of C$48.04 (Fairly Valued). The stock has 6 warning signs investors should review. Among 599 Insurance companies, Trisura Group ranks better than 88.81% on this metric.

Trisura Group has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Trisura Group has Narrow Moat: Trisura Group Ltd has a solid narrow moat due to its specialized insurance offerings and moderate brand strength. The company benefits from some customer loyalty and has a decent distribution network. However, it lacks significant regulatory barriers or strong pricing power to elevate it to a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Trisura Group might have Narrow Moat - Solid narrow moat.

Trisura Group  (TSX:TSU) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Trisura Group Moat Score Related Terms

TSX:TSU vs FNF, AXS, FAF: Moat Score Comparison

For the Insurance - Specialty subindustry, Trisura Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trisura Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Trisura Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Trisura Group's Moat Score falls into.


TSX:TSU
81GF Score
Trisura Group Ltd TSX:TSU
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Trisura Group (TSX:TSU) has a Moat Score of 5 as of Jul. 05, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Trisura Group ranks #67 out of 599 companies in the Insurance industry, placing it in the top 11.2%.
Is Trisura Group's Moat Score too high?
Trisura Group's current Moat Score is 5. Based on the distribution chart, Trisura Group ranks #67 out of 599 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Trisura Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Trisura Group's Moat Score compare to FNF and AXS?
According to the Insurance industry distribution chart, Trisura Group ranks #67 out of 599 companies for Moat Score. This places Trisura Group in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Trisura Group's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trisura Group stock overvalued right now?
Based on GuruFocus' analysis, Trisura Group (TSX:TSU) is currently considered Fairly Valued. The stock's GF Value™ is C$48.04, compared to a current price of C$46.49 — trading 3.2% below its estimated fair value. The current Moat Score is 5. Trisura Group's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Trisura Group (TSX:TSU), the current Moat Score is 5 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trisura Group (TSX:TSU) Overvalued in 2026?

Based on GuruFocus' analysis, Trisura Group stock appears to be undervalued. The current stock price of C$46.49 is trading 3.2% below its estimated GF Value™ of C$48.04. GuruFocus considers Trisura Group to be Fairly Valued.

Key valuation signals for TSX:TSU:

  • Moat Score: 5
  • GF Value™: C$48.04 vs. price of C$46.49 (3.2% below fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the TSX:TSU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trisura Group Business Description

Other Exchanges TRRSF:USA0AMJ:UK
Address 333 Bay Street, Suite 1610, Box 22, Toronto, ON, CAN, M5H 2R2
Trisura Group Ltd is a Canadian-based company that engages in the provision of specialty insurance. The operating business segments are Trisura Specialty and Trisura United States Programs. The operations of Trisura Specialty comprise Surety business underwritten in both Canada and the United States, and Risk Solutions, Fronting and Corporate Insurance products underwritten in Canada. Trisura United States Programs provides specialty fronting insurance solutions underwritten in the United States.
81GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$46.49
Price
C$48.04
GF Value