CIMB Group Holdings Bhd (XKLS:1023) Net Debt Paydown Yield % : -5.43% (As of Jul. 18, 2026)

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XKLS:1023 CIMB Group Holdings Bhd XKLS:1023
61 GF Score
Price RM7.82
GF Value RM7.29
Valuation Fairly Valued
! 8 Warning Signs
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What is CIMB Group Holdings Bhd Net Debt Paydown Yield %?

CIMB Group Holdings Bhd XKLS:1023 +1.56% 61 Net Debt Paydown Yield % is -5.43% as of Jul. 18, 2026. GuruFocus rates XKLS:1023 with a GF Score™ of 61/100 and a GF Value™ of RM7.29 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,418 Banks companies, CIMB Group Holdings Bhd ranks worse than 63.47% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, CIMB Group Holdings Bhd's Net Debt Paydown Yield % was -5.43%.


CIMB Group Holdings Bhd  (XKLS:1023) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


CIMB Group Holdings Bhd Net Debt Paydown Yield % Related Terms


CIMB Group Holdings Bhd Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for CIMB Group Holdings Bhd's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIMB Group Holdings Bhd Net Debt Paydown Yield % Chart

CIMB Group Holdings Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.59 5.94 -2.95 -6.83 -5.04

CIMB Group Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.86 -6.12 -4.56 -5.04 -5.62

CIMB Group Holdings Bhd Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, CIMB Group Holdings Bhd's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIMB Group Holdings Bhd Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where CIMB Group Holdings Bhd's Net Debt Paydown Yield % falls into.


XKLS:1023
61GF Score
CIMB Group Holdings Bhd XKLS:1023
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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CIMB Group Holdings Bhd Net Debt Paydown Yield % Calculation

CIMB Group Holdings Bhd's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 39747.93-44334.17 )/81561.04185
=-5.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -5.43% mean?
CIMB Group Holdings Bhd (XKLS:1023) has a Net Debt Paydown Yield % of -5.43% as of Jul. 18, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on CIMB Group Holdings Bhd and its competitors. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #900 out of 1418 companies in the Banks industry, placing it in the top 63.5%.
Is CIMB Group Holdings Bhd's Net Debt Paydown Yield % too high?
CIMB Group Holdings Bhd's current Net Debt Paydown Yield % is -5.43%. Based on the distribution chart, CIMB Group Holdings Bhd ranks #900 out of 1418 companies in the Banks industry, which is below the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #900 out of 1418 companies for Net Debt Paydown Yield %. This places CIMB Group Holdings Bhd in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on CIMB Group Holdings Bhd and its competitors. CIMB Group Holdings Bhd's current Net Debt Paydown Yield % is -5.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (XKLS:1023) is currently considered Fairly Valued. The stock's GF Value™ is RM7.29, compared to a current price of RM7.82 — trading 7.3% above its estimated fair value. The current Net Debt Paydown Yield % is -5.43%. CIMB Group Holdings Bhd's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For CIMB Group Holdings Bhd (XKLS:1023), the current Net Debt Paydown Yield % is -5.43% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIMB Group Holdings Bhd (XKLS:1023) Overvalued in 2026?

Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be overvalued. The current stock price of RM7.82 is trading 7.3% above its estimated GF Value™ of RM7.29. GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.

Key valuation signals for XKLS:1023:

  • Net Debt Paydown Yield %: -5.43%
  • GF Value™: RM7.29 vs. price of RM7.82 (7.3% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the XKLS:1023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIMB Group Holdings Bhd Business Description

Other Exchanges CIMDF:USA
Address Jalan Stesen Sentral 2, Level 13, Menara CIMB, Kuala Lumpur Sentral, Kuala Lumpur, SGR, MYS, 50470
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
61GF Score

Get the complete analysis for XKLS:1023

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM7.82
Price
RM7.29
GF Value