CIMB Group Holdings Bhd (XKLS:1023) PEG Ratio: 3.10 (As of Jul. 17, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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XKLS:1023 CIMB Group Holdings Bhd XKLS:1023
61 GF Score
Price RM7.70
GF Value RM7.29
Valuation Fairly Valued
! 6 Warning Signs
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What is CIMB Group Holdings Bhd PEG Ratio?

CIMB Group Holdings Bhd XKLS:1023 -0.13% 61 PEG Ratio is 3.10 as of Jul. 17, 2026, which is 5% below its 10-year median of 3.28. GuruFocus rates XKLS:1023 with a GF Score™ of 61/100 and a GF Value™ of RM7.29 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,228 Banks companies, CIMB Group Holdings Bhd ranks worse than 73.94% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, CIMB Group Holdings Bhd's PE Ratio without NRI is 10.53. CIMB Group Holdings Bhd's 5-Year Book Value growth rate is 3.40%. Therefore, CIMB Group Holdings Bhd's PEG Ratio for today is 3.10.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for CIMB Group Holdings Bhd's PEG Ratio or its related term are showing as below:

XKLS:1023' s PEG Ratio Range Over the Past 10 Years
Min: 1.51   Med: 3.28   Max: 7.66
Current: 3.1


During the past 13 years, CIMB Group Holdings Bhd's highest PEG Ratio was 7.66. The lowest was 1.51. And the median was 3.28.


XKLS:1023's PEG Ratio is ranked worse than
73.94% of 1228 companies
in the Banks industry
Industry Median: 1.555 vs XKLS:1023: 3.10

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


CIMB Group Holdings Bhd  (XKLS:1023) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


CIMB Group Holdings Bhd PEG Ratio Related Terms


CIMB Group Holdings Bhd PEG Ratio Historical Data

* Premium members only.

The historical data trend for CIMB Group Holdings Bhd's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIMB Group Holdings Bhd PEG Ratio Chart

CIMB Group Holdings Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.33 4.65 3.35 3.36 3.32

CIMB Group Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 2.72 2.88 3.32 3.31

CIMB Group Holdings Bhd PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, CIMB Group Holdings Bhd's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIMB Group Holdings Bhd PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's PEG Ratio distribution charts can be found below:

* The bar in red indicates where CIMB Group Holdings Bhd's PEG Ratio falls into.


XKLS:1023
61GF Score
CIMB Group Holdings Bhd XKLS:1023
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIMB Group Holdings Bhd PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

CIMB Group Holdings Bhd's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.533515731874/3.40
=3.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 3.10 mean?
CIMB Group Holdings Bhd (XKLS:1023) has a PEG Ratio of 3.10 as of Jul. 17, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CIMB Group Holdings Bhd and its competitors. This is near median its historical median of 3.28. Over the past decade, CIMB Group Holdings Bhd's PEG Ratio has ranged from 1.51 to 7.66. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #908 out of 1228 companies in the Banks industry, placing it in the top 73.9%.
Is CIMB Group Holdings Bhd's PEG Ratio too high?
CIMB Group Holdings Bhd's current PEG Ratio of 3.10 is near median its 10-year median of 3.28. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 7.66. The Banks industry median PEG Ratio is 1.56. CIMB Group Holdings Bhd's value of 3.10 is 99.4% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #908 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, CIMB Group Holdings Bhd has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #908 out of 1228 companies for PEG Ratio. This places CIMB Group Holdings Bhd in the lower half of its industry. The industry median PEG Ratio is 1.56. CIMB Group Holdings Bhd's value of 3.10 is 99.4% above this benchmark. Historically, CIMB Group Holdings Bhd's own PEG Ratio has ranged from 1.51 to 7.66 over the past decade. While the company's 10-year median is 3.28 vs. the industry median of 1.56, CIMB Group Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current PEG Ratio of 3.10 is 99.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current PEG Ratio is 3.10, which is near median its own 10-year median of 3.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (XKLS:1023) is currently considered Fairly Valued. The stock's GF Value™ is RM7.29, compared to a current price of RM7.70 — trading 5.6% above its estimated fair value. The current PEG Ratio is 3.10, which is near median its 10-year median of 3.28 and 99.4% above the Banks industry median of 1.56. CIMB Group Holdings Bhd's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For CIMB Group Holdings Bhd (XKLS:1023), the current PEG Ratio is 3.10 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIMB Group Holdings Bhd (XKLS:1023) Overvalued in 2026?

Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be overvalued. The current stock price of RM7.70 is trading 5.6% above its estimated GF Value™ of RM7.29. GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.

Key valuation signals for XKLS:1023:

  • PEG Ratio: 3.10 (near median its 10-year median of 3.28)
  • GF Value™: RM7.29 vs. price of RM7.70 (5.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 99.4% above the Banks median (#908 of 1228)

No single metric tells the full story. See the XKLS:1023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIMB Group Holdings Bhd Business Description

Other Exchanges CIMDF:USA
Address Jalan Stesen Sentral 2, Level 13, Menara CIMB, Kuala Lumpur Sentral, Kuala Lumpur, SGR, MYS, 50470
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
61GF Score

Get the complete analysis for XKLS:1023

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM7.70
Price
RM7.29
GF Value