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CIMB Group Holdings BhdXKLS:1023 -0.13%61 Pretax Margin % is 46.96% as of Mar. 2026, which is 23% above its 10-year median of 38.10. GuruFocus rates XKLS:1023 with a GF Score™ of 61/100 and a GF Value™ of RM7.29 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, CIMB Group Holdings Bhd ranks better than 78.19% on this metric.
The historical rank and industry rank for CIMB Group Holdings Bhd's Pretax Margin % or its related term are showing as below:
XKLS:1023'
s Pretax Margin % Range Over the Past 10 Years
Min: 9.3 Med: 38.1 Max: 47.09
Current: 46.89
XKLS:1023's Pretax Margin % is ranked better than 78.19% of 1527
companies
in the Banks industry
Industry Median: 34.67
vs XKLS:1023: 46.89
CIMB Group Holdings Bhd (XKLS:1023) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
CIMB Group Holdings Bhd Pretax Margin % Related Terms
CIMB Group Holdings Bhd Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, CIMB Group Holdings Bhd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIMB Group Holdings Bhd Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CIMB Group Holdings Bhd's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where CIMB Group Holdings Bhd's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIMB Group Holdings Bhd (XKLS:1023) has a Pretax Margin % of 46.96% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CIMB Group Holdings Bhd and its competitors. This is 23% above median its historical median of 38.10. Over the past decade, CIMB Group Holdings Bhd's Pretax Margin % has ranged from 9.30 to 47.09. According to the industry distribution chart, CIMB Group Holdings Bhd ranks #333 out of 1527 companies in the Banks industry, placing it in the top 21.8%.
Is CIMB Group Holdings Bhd's Pretax Margin % too high?
CIMB Group Holdings Bhd's current Pretax Margin % of 46.96% is 23% above median its 10-year median of 38.10. Over the past 10 years, this metric has ranged from a low of 9.30 to a high of 47.09. The Banks industry median Pretax Margin % is 34.67. CIMB Group Holdings Bhd's value of 46.96% is 35.4% above this industry median. Based on the distribution chart, CIMB Group Holdings Bhd ranks #333 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CIMB Group Holdings Bhd has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, CIMB Group Holdings Bhd ranks #333 out of 1527 companies for Pretax Margin %. This places CIMB Group Holdings Bhd in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. CIMB Group Holdings Bhd's value of 46.96% is 35.4% above this benchmark. Historically, CIMB Group Holdings Bhd's own Pretax Margin % has ranged from 9.30 to 47.09 over the past decade. While the company's 10-year median is 38.10 vs. the industry median of 34.67, CIMB Group Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CIMB Group Holdings Bhd's current Pretax Margin % of 46.96% is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CIMB Group Holdings Bhd and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIMB Group Holdings Bhd's current Pretax Margin % is 46.96%, which is 23% above median its own 10-year median of 38.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (XKLS:1023) is currently considered Fairly Valued. The stock's GF Value™ is RM7.29, compared to a current price of RM7.70 — trading 5.6% above its estimated fair value. The current Pretax Margin % is 46.96%, which is 23% above median its 10-year median of 38.10 and 35.4% above the Banks industry median of 34.67. CIMB Group Holdings Bhd's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For CIMB Group Holdings Bhd (XKLS:1023), the current Pretax Margin % is 46.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIMB Group Holdings Bhd (XKLS:1023) Overvalued in 2026?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be overvalued.
The current stock price of RM7.70 is trading 5.6% above its estimated GF Value™ of RM7.29.
GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.
Key valuation signals for XKLS:1023:
Pretax Margin %: 46.96% (23% above median its 10-year median of 38.10)
GF Value™: RM7.29 vs. price of RM7.70 (5.6% above fair value)
Industry Position: 35.4% above the Banks median (#333 of 1527)
No single metric tells the full story. See the XKLS:1023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
61GF Score
Get the complete analysis for XKLS:1023
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