CIMB Group Holdings Bhd (XKLS:1023) Scaled Net Operating Assets: 0.09 (As of Mar. 2026)

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XKLS:1023 CIMB Group Holdings Bhd XKLS:1023
61 GF Score
Price RM7.70
GF Value RM7.29
Valuation Fairly Valued
! 6 Warning Signs
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What is CIMB Group Holdings Bhd Scaled Net Operating Assets?

CIMB Group Holdings Bhd XKLS:1023 -0.13% 61 Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus rates XKLS:1023 with a GF Score™ of 61/100 and a GF Value™ of RM7.29 (Fairly Valued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CIMB Group Holdings Bhd's operating assets for the quarter that ended in Mar. 2026 was RM735,978 Mil. CIMB Group Holdings Bhd's operating liabilities for the quarter that ended in Mar. 2026 was RM664,184 Mil. CIMB Group Holdings Bhd's Total Assets for the quarter that ended in Dec. 2025 was RM778,724 Mil. Therefore, CIMB Group Holdings Bhd's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.09.

XKLS:1023
61GF Score
CIMB Group Holdings Bhd XKLS:1023
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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CIMB Group Holdings Bhd Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CIMB Group Holdings Bhd's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(734502.768-661575.432)/755130.703
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=778724.39 - 44221.622
=734502.768

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=706816.624 - 45241.192 - 0
=661575.432

CIMB Group Holdings Bhd's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(735978.292-664183.736)/778724.39
=0.09

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=780985.925 - 45007.633
=735978.292

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=710702.306 - 46518.57 - 0
=664183.736

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.09 mean?
CIMB Group Holdings Bhd (XKLS:1023) has a Scaled Net Operating Assets of 0.09 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CIMB Group Holdings Bhd and its competitors.
Is CIMB Group Holdings Bhd's Scaled Net Operating Assets too high?
CIMB Group Holdings Bhd's current Scaled Net Operating Assets is 0.09. Overall, CIMB Group Holdings Bhd has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CIMB Group Holdings Bhd's Scaled Net Operating Assets compare to competitors?
CIMB Group Holdings Bhd's Scaled Net Operating Assets of 0.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CIMB Group Holdings Bhd and its competitors. CIMB Group Holdings Bhd's current Scaled Net Operating Assets is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIMB Group Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, CIMB Group Holdings Bhd (XKLS:1023) is currently considered Fairly Valued. The stock's GF Value™ is RM7.29, compared to a current price of RM7.70 — trading 5.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.09. CIMB Group Holdings Bhd's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For CIMB Group Holdings Bhd (XKLS:1023), the current Scaled Net Operating Assets is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIMB Group Holdings Bhd (XKLS:1023) Overvalued in 2026?

Based on GuruFocus' analysis, CIMB Group Holdings Bhd stock appears to be overvalued. The current stock price of RM7.70 is trading 5.6% above its estimated GF Value™ of RM7.29. GuruFocus considers CIMB Group Holdings Bhd to be Fairly Valued.

Key valuation signals for XKLS:1023:

  • Scaled Net Operating Assets: 0.09
  • GF Value™: RM7.29 vs. price of RM7.70 (5.6% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the XKLS:1023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CIMB Group Holdings Bhd Business Description

Other Exchanges CIMDF:USA
Address Jalan Stesen Sentral 2, Level 13, Menara CIMB, Kuala Lumpur Sentral, Kuala Lumpur, SGR, MYS, 50470
CIMB Group Holdings Bhd is a full-service bank based mainly in Malaysia and other Southeast Asian countries. The bank's segment includes Consumer Banking, Commercial Banking, Wholesale Banking, and CIMB Digital Assets and Group Funding. The majority of the bank's income is derived from net interest income from Consumer Banking. Geographical presence is in Malaysia, Indonesia, Thailand, Singapore, United Kingdom, Hong Kong, China and others.
61GF Score

Get the complete analysis for XKLS:1023

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM7.70
Price
RM7.29
GF Value