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Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Ahli Bank QSC's annualizedNet Interest Income (for Banks) for the quarter that ended in Mar. 2026 was ر.ق1,382 Mil. Ahli Bank QSC's average earning assets for the quarter that ended in Mar. 2026 was ر.ق40,140 Mil. Therefore, Ahli Bank QSC's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 was 3.44%.
Ahli Bank QSC (DSMD:ABQK) Net Interest Margin (Bank Only) % Explanation
The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.
Ahli Bank QSC Net Interest Margin (Bank Only) % Related Terms
Ahli Bank QSC Net Interest Margin (Bank Only) % Historical Data
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The historical data trend for Ahli Bank QSC's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ahli Bank QSC Net Interest Margin (Bank Only) % Chart
DSMD:ABQK vs PNC, USB: Net Interest Margin (Bank Only) % Comparison
For the Banks - Regional subindustry, Ahli Bank QSC's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ahli Bank QSC Net Interest Margin (Bank Only) % vs Banks Industry
For the Banks industry and Financial Services sector, Ahli Bank QSC's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Ahli Bank QSC's Net Interest Margin (Bank Only) % falls into.
Ahli Bank QSC Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Ahli Bank QSC's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
What does a Net Interest Margin (Bank Only) % of 3.44% mean?
Ahli Bank QSC (DSMD:ABQK) has a Net Interest Margin (Bank Only) % of 3.44% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Ahli Bank QSC and its competitors.
Is Ahli Bank QSC's Net Interest Margin (Bank Only) % too high?
Ahli Bank QSC's current Net Interest Margin (Bank Only) % is 3.44%. Overall, Ahli Bank QSC has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ahli Bank QSC's Net Interest Margin (Bank Only) % compare to PNC and USB?
Ahli Bank QSC's Net Interest Margin (Bank Only) % of 3.44% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Ahli Bank QSC and its competitors. Ahli Bank QSC's current Net Interest Margin (Bank Only) % is 3.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ahli Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Ahli Bank QSC (DSMD:ABQK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق3.99, compared to a current price of ر.ق3.97 — trading 0.5% below its estimated fair value. The current Net Interest Margin (Bank Only) % is 3.44%. Ahli Bank QSC's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Ahli Bank QSC (DSMD:ABQK), the current Net Interest Margin (Bank Only) % is 3.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ahli Bank QSC (DSMD:ABQK) Overvalued in 2026?
Based on GuruFocus' analysis, Ahli Bank QSC stock appears to be undervalued.
The current stock price of ر.ق3.97 is trading 0.5% below its estimated GF Value™ of ر.ق3.99.
GuruFocus considers Ahli Bank QSC to be Fairly Valued.
Key valuation signals for DSMD:ABQK:
Net Interest Margin (Bank Only) %: 3.44%
GF Value™: ر.ق3.99 vs. price of ر.ق3.97 (0.5% below fair value)
No single metric tells the full story. See the DSMD:ABQK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ahli Bank QSC provides corporate and retail banking services to individual, corporate, and institutional customers in Qatar. The Bank provides its products and services through two of its business segments: Retail and Private Banking and Wealth Management, which includes customer deposits, residential mortgages, etc and wealth management services to high net worth individuals, and the other segment is Corporate banking, treasury, investments, and brokerage, which includes loans and credit facilities, deposits for corporate and institutional customers and other money market and trading services. The majority of the revenue is earned from the corporate banking segment. Its operates in Qatar, Other QCC, Europe and Other Countries out of which Qatar has maximum revenue.
64GF Score
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