Ahli Bank QSC (DSMD:ABQK) ROE %: 11.89% (As of Mar. 2026) — Near Median

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DSMD:ABQK Ahli Bank QSC DSMD:ABQK
64 GF Score
Price ر.ق3.97
GF Value ر.ق3.99
Valuation Fairly Valued
! 7 Warning Signs
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What is Ahli Bank QSC ROE %?

Ahli Bank QSC DSMD:ABQK 64 ROE % is 11.89% as of Mar. 2026, which is 8% above its 10-year median of 11.00. GuruFocus rates DSMD:ABQK with a GF Score™ of 64/100 and a GF Value™ of ر.ق3.99 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,525 Banks companies, Ahli Bank QSC ranks better than 60.07% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Ahli Bank QSC's annualized net income for the quarter that ended in Mar. 2026 was ر.ق943 Mil. Ahli Bank QSC's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ر.ق7,928 Mil. Therefore, Ahli Bank QSC's annualized ROE % for the quarter that ended in Mar. 2026 was 11.89%.

The historical rank and industry rank for Ahli Bank QSC's ROE % or its related term are showing as below:

DSMD:ABQK' s ROE % Range Over the Past 10 Years
Min: 9.86   Med: 11   Max: 13.44
Current: 11.58

During the past 13 years, Ahli Bank QSC's highest ROE % was 13.44%. The lowest was 9.86%. And the median was 11.00%.

DSMD:ABQK's ROE % is ranked better than
60.07% of 1525 companies
in the Banks industry
Industry Median: 10.22 vs DSMD:ABQK: 11.58

Ahli Bank QSC  (DSMD:ABQK) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=942.852/7927.5515
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(942.852 / 1576.532)*(1576.532 / 62464.805)*(62464.805 / 7927.5515)
=Net Margin %*Asset Turnover*Equity Multiplier
=59.81 %*0.0252*7.8795
=ROA %*Equity Multiplier
=1.51 %*7.8795
=11.89 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=942.852/7927.5515
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (942.852 / 942.852) * (942.852 / 1576.532) * (1576.532 / 62464.805) * (62464.805 / 7927.5515)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1 * 59.81 % * 0.0252 * 7.8795
=11.89 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Ahli Bank QSC ROE % Related Terms


Ahli Bank QSC ROE % Historical Data

* Premium members only.

The historical data trend for Ahli Bank QSC's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ahli Bank QSC ROE % Chart

Ahli Bank QSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.22 9.86 10.31 10.68 10.88

Ahli Bank QSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.13 8.54 13.15 11.95 11.89

DSMD:ABQK vs PNC, USB: ROE % Comparison

For the Banks - Regional subindustry, Ahli Bank QSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ahli Bank QSC ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Ahli Bank QSC's ROE % distribution charts can be found below:

* The bar in red indicates where Ahli Bank QSC's ROE % falls into.


DSMD:ABQK
64GF Score
Ahli Bank QSC DSMD:ABQK
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ahli Bank QSC ROE % Calculation

Ahli Bank QSC's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=932.44/( (8453.26+8691.262)/ 2 )
=932.44/8572.261
=10.88 %

Ahli Bank QSC's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=942.852/( (8691.262+7163.841)/ 2 )
=942.852/7927.5515
=11.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.89% mean?
Ahli Bank QSC (DSMD:ABQK) has a ROE % of 11.89% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ahli Bank QSC and its competitors. This is near median its historical median of 11.00. Over the past decade, Ahli Bank QSC's ROE % has ranged from 9.86 to 13.44. According to the industry distribution chart, Ahli Bank QSC ranks #609 out of 1525 companies in the Banks industry, placing it in the top 39.9%.
Is Ahli Bank QSC's ROE % too high?
Ahli Bank QSC's current ROE % of 11.89% is near median its 10-year median of 11.00. Over the past 10 years, this metric has ranged from a low of 9.86 to a high of 13.44. The Banks industry median ROE % is 10.22. Ahli Bank QSC's value of 11.89% is 16.3% above this industry median. Based on the distribution chart, Ahli Bank QSC ranks #609 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Ahli Bank QSC has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ahli Bank QSC's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Ahli Bank QSC ranks #609 out of 1525 companies for ROE %. This puts Ahli Bank QSC in the upper half of its industry. The industry median ROE % is 10.22. Ahli Bank QSC's value of 11.89% is 16.3% above this benchmark. Historically, Ahli Bank QSC's own ROE % has ranged from 9.86 to 13.44 over the past decade. While the company's 10-year median is 11.00 vs. the industry median of 10.22, Ahli Bank QSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ahli Bank QSC's current ROE % of 11.89% is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ahli Bank QSC and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ahli Bank QSC's current ROE % is 11.89%, which is near median its own 10-year median of 11.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ahli Bank QSC stock overvalued right now?
Based on GuruFocus' analysis, Ahli Bank QSC (DSMD:ABQK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق3.99, compared to a current price of ر.ق3.97 — trading 0.5% below its estimated fair value. The current ROE % is 11.89%, which is near median its 10-year median of 11.00 and 16.3% above the Banks industry median of 10.22. Ahli Bank QSC's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ahli Bank QSC (DSMD:ABQK), the current ROE % is 11.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ahli Bank QSC (DSMD:ABQK) Overvalued in 2026?

Based on GuruFocus' analysis, Ahli Bank QSC stock appears to be undervalued. The current stock price of ر.ق3.97 is trading 0.5% below its estimated GF Value™ of ر.ق3.99. GuruFocus considers Ahli Bank QSC to be Fairly Valued.

Key valuation signals for DSMD:ABQK:

  • ROE %: 11.89% (near median its 10-year median of 11.00)
  • GF Value™: ر.ق3.99 vs. price of ر.ق3.97 (0.5% below fair value)
  • GF Score™: 64/100 with 7 warning signs
  • Industry Position: 16.3% above the Banks median (#609 of 1525)

No single metric tells the full story. See the DSMD:ABQK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ahli Bank QSC Business Description

Address Suhaim Bin Hamad Street, P.O. Box 2309, Al Sadd Area, Doha, QAT
Ahli Bank QSC provides corporate and retail banking services to individual, corporate, and institutional customers in Qatar. The Bank provides its products and services through two of its business segments: Retail and Private Banking and Wealth Management, which includes customer deposits, residential mortgages, etc and wealth management services to high net worth individuals, and the other segment is Corporate banking, treasury, investments, and brokerage, which includes loans and credit facilities, deposits for corporate and institutional customers and other money market and trading services. The majority of the revenue is earned from the corporate banking segment. Its operates in Qatar, Other QCC, Europe and Other Countries out of which Qatar has maximum revenue.
64GF Score

Get the complete analysis for DSMD:ABQK

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق3.97
Price
ر.ق3.99
GF Value