Dave (FRA:9U8) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:9U8 Dave Inc FRA:9U8
51 GF Score
Price €299.60
GF Value €151.26
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Dave Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:9U8
51GF Score
Dave Inc FRA:9U8
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Dave (FRA:9U8) Overvalued in 2026?

Based on GuruFocus' analysis, Dave stock appears to be overvalued. The current stock price of €299.60 is trading 98.1% above its estimated GF Value™ of €151.26. GuruFocus considers Dave to be Significantly Overvalued.

Key valuation signals for FRA:9U8:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €151.26 vs. price of €299.60 (98.1% above fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the FRA:9U8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dave Business Description

Other Exchanges DAVE:USA
Address 1265 South Cochran Avenue, Los Angeles, CA, USA, 90019
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
51GF Score

Get the complete analysis for FRA:9U8

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€299.60
Price
€151.26
GF Value