GHI (Greystone Housing Impact Investors LP) Net Interest Margin (Bank Only) %: -26.48% (As of Mar. 2026)


GHI Greystone Housing Impact Investors LP GHI
43 GF Score
Price $5.96
GF Value $4.19
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) %?

Greystone Housing Impact Investors LP GHI +1.36% 43 Net Interest Margin (Bank Only) % is -26.48% as of Mar. 2026. GuruFocus rates GHI with a GF Score™ of 43/100 and a GF Value™ of $4.19 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Greystone Housing Impact Investors LP's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2026 was $-40.18 Mil. Greystone Housing Impact Investors LP's average earning assets for the quarter that ended in Mar. 2026 was $151.75 Mil. Therefore, Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 was -26.48%.


Greystone Housing Impact Investors LP  (NYSE:GHI) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Related Terms


Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Chart

Greystone Housing Impact Investors LP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.98 -2.98 -7.68 -21.35 -19.48

Greystone Housing Impact Investors LP Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -21.59 -29.98 -30.08 -14.32 -26.48

GHI vs IOR, CNF, BLNE: Net Interest Margin (Bank Only) % Comparison

For the Mortgage Finance subindustry, Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % vs Banks Industry

For the Banks industry and Financial Services sector, Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % falls into.


GHI
43GF Score
Greystone Housing Impact Investors LP GHI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2024 ) + Earning Assets (A: Dec. 2025 ))/ count )
=-38.499/( (241.767 + 153.533)/ 2 )
=-38.499/197.65
=-19.48 %

where

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=241.767 + 0 + 0
=241.767

Earning Assets(A: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=153.533 + 0 + 0
=153.533

Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Dec. 2025 ) + Earning Assets (Q: Mar. 2026 ))/ count )
=-40.184/( (153.533 + 149.974)/ 2 )
=-40.184/151.7535
=-26.48 %

where

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=153.533 + 0 + 0
=153.533

Earning Assets(Q: Mar. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=149.974 + 0 + 0
=149.974

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of -26.48% mean?
Greystone Housing Impact Investors LP (GHI) has a Net Interest Margin (Bank Only) % of -26.48% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Greystone Housing Impact Investors LP and its competitors.
Is Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % too high?
Greystone Housing Impact Investors LP's current Net Interest Margin (Bank Only) % is -26.48%. Overall, Greystone Housing Impact Investors LP has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % compare to IOR and CNF?
Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % of -26.48% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Greystone Housing Impact Investors LP and its competitors. Greystone Housing Impact Investors LP's current Net Interest Margin (Bank Only) % is -26.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greystone Housing Impact Investors LP stock overvalued right now?
Based on GuruFocus' analysis, Greystone Housing Impact Investors LP (GHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.19, compared to a current price of $5.96 — trading 42.2% above its estimated fair value. The current Net Interest Margin (Bank Only) % is -26.48%. Greystone Housing Impact Investors LP's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Greystone Housing Impact Investors LP (GHI), the current Net Interest Margin (Bank Only) % is -26.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greystone Housing Impact Investors LP (GHI) Overvalued in 2026?

Based on GuruFocus' analysis, Greystone Housing Impact Investors LP stock appears to be overvalued. The current stock price of $5.96 is trading 42.2% above its estimated GF Value™ of $4.19. GuruFocus considers Greystone Housing Impact Investors LP to be Significantly Overvalued.

Key valuation signals for GHI:

  • Net Interest Margin (Bank Only) %: -26.48%
  • GF Value™: $4.19 vs. price of $5.96 (42.2% above fair value)
  • GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the GHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greystone Housing Impact Investors LP Business Description

Address 14301 FNB Parkway, Suite 211, Omaha, NE, USA, 68154
Greystone Housing Impact Investors LP engaged in acquiring a portfolio of mortgage revenue bonds (MRBs) that are issued by state and local housing authorities to provide construction and/or permanent financing for affordable multifamily housing, seniors housing, and commercial properties. It has four reportable segments, namely Affordable Multifamily MRB Investments, Seniors and Skilled Nursing MRB Investments, MF Properties, and Market-Rate Joint Venture Investments. It generates the majority of its revenue from the Affordable Multifamily MRB Investments segment.
43GF Score

Get the complete analysis for GHI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.96
Price
$4.19
GF Value