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GHI (Greystone Housing Impact Investors LP) Net Interest Margin (Bank Only) % : -7.35% (As of Dec. 2024)


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What is Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Greystone Housing Impact Investors LP's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2024 was $-54.56 Mil. Greystone Housing Impact Investors LP's average earning assets for the quarter that ended in Dec. 2024 was $742.11 Mil. Therefore, Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2024 was -7.35%.


Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Chart

Greystone Housing Impact Investors LP Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.54 -2.19 -3.27 -7.68 -21.35

Greystone Housing Impact Investors LP Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.10 -6.29 -4.34 -4.31 -7.35

Competitive Comparison of Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) %

For the Mortgage Finance subindustry, Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Greystone Housing Impact Investors LP's Net Interest Margin (Bank Only) % falls into.


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Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2023 ) + Earning Assets (A: Dec. 2024 ))/ count )
=-50.523/( (231.469 + 241.767)/ 2 )
=-50.523/236.618
=-21.35 %

where

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=231.469 + 0 + 0
=231.469

Earning Assets(A: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=241.767 + 0 + 0
=241.767

Greystone Housing Impact Investors LP's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2024 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Sep. 2024 ) + Earning Assets (Q: Dec. 2024 ))/ count )
=-54.564/( (1242.45 + 241.767)/ 2 )
=-54.564/742.1085
=-7.35 %

where

Earning Assets(Q: Sep. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=1242.45 + 0 + 0
=1242.45

Earning Assets(Q: Dec. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=241.767 + 0 + 0
=241.767

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Dec. 2024) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Greystone Housing Impact Investors LP  (NYSE:GHI) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Greystone Housing Impact Investors LP Net Interest Margin (Bank Only) % Related Terms

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Greystone Housing Impact Investors LP Business Description

Traded in Other Exchanges
N/A
Address
14301 FNB Parkway, Suite 211, Omaha, NE, USA, 68154
Greystone Housing Impact Investors LP engaged in acquiring a portfolio of mortgage revenue bonds (MRBs) that are issued by state and local housing authorities to provide construction and/or permanent financing for affordable multifamily housing, seniors housing, and commercial properties. It has four reportable segments, namely Affordable Multifamily MRB Investments, Seniors and Skilled Nursing MRB Investments, MF Properties, and Market-Rate Joint Venture Investments. It generates the majority of its revenue from the Affordable Multifamily MRB Investments segment.
Executives
Kenneth Rogozinski officer: Chief Investment Officer 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
Robert Keith Jacobsen director 99 VIA LOS ALTOS, TIBURON CA 94920
Hafize Gaye Erkan director 727 FIFTH AVENUE, NEW YORK NY 10022
Deborah A Wilson director 14301 FNB PARKWAY, SUITE 211, OMAHA NE 68154
Stephen Rosenberg director 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
Jeffrey Baevsky director 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
Chad L Daffer officer: Chief Executive Officer 1004 FARNAM STREET, STE 400, OMAHA NE 68102
Jesse A. Coury officer: Interim CFO 14301 FNB PARKWAY, SUITE 211, OMAHA NE 68154
Curtis Pollock director 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
William Mando director 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
Drew Fletcher director 1004 FARNAM STREET, SUITE 400, OMAHA NE 68102
Steven C Lilly director 1004 FARNAM STREET, SUITE 400, OMAHA NE 27511
Lisa Y Roskens officer: Chairman,President,CEOofGPofGP, other: Director of GP of GP
William S Carter director
George H Krauss director AMERICA FIRST COMPANIES, 2850 WOODMEN TOWER, OMAHA NE 68102