Arman Financial Services (NSE:ARMANFIN) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:ARMANFIN Arman Financial Services Ltd NSE:ARMANFIN
84 GF Score
Price ₹1,958.20
GF Value ₹1,687.27
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Arman Financial Services Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:ARMANFIN
84GF Score
Arman Financial Services Ltd NSE:ARMANFIN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Arman Financial Services (NSE:ARMANFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Arman Financial Services stock appears to be overvalued. The current stock price of ₹1,958.20 is trading 16.1% above its estimated GF Value™ of ₹1,687.27. GuruFocus considers Arman Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:ARMANFIN:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹1,687.27 vs. price of ₹1,958.20 (16.1% above fair value)
  • GF Score™: 84/100 with 7 warning signs

No single metric tells the full story. See the NSE:ARMANFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arman Financial Services Business Description

Other Exchanges 531179:India
Address Off Ashram Road, 502-503, Sakar III, Opposite Old High Court, Ahmedabad, GJ, IND, 380014
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
84GF Score

Get the complete analysis for NSE:ARMANFIN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,958.20
Price
₹1,687.27
GF Value