Sonic Automotive (STU:SA8A) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:SA8A Sonic Automotive Inc STU:SA8A
81 GF Score
Price €80.00
GF Value €51.75
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Sonic Automotive Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:SA8A
81GF Score
Sonic Automotive Inc STU:SA8A
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sonic Automotive (STU:SA8A) Overvalued in 2026?

Based on GuruFocus' analysis, Sonic Automotive stock appears to be overvalued. The current stock price of €80.00 is trading 54.6% above its estimated GF Value™ of €51.75. GuruFocus considers Sonic Automotive to be Significantly Overvalued.

Key valuation signals for STU:SA8A:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €51.75 vs. price of €80.00 (54.6% above fair value)
  • GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the STU:SA8A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sonic Automotive Business Description

Other Exchanges SAH:USASA8A:Germany
Address 4401 Colwick Road, Charlotte, NC, USA, 28211
Sonic Automotive is one of the largest auto dealership groups in the United States. The company has 107 franchised stores in 18 states, primarily in metropolitan areas in California, Texas, and the Southeast, plus 18 EchoPark used-vehicle stores in 10 states, 16 collision centers, and 20 powersports locations. The franchise stores derive revenue from new and used vehicles plus parts and collision repair, finance, insurance, and wholesale auctions. Luxury and import dealerships make up about 86% of franchise new-vehicle revenue, while Honda, BMW, Mercedes, and Toyota constitute about 56% of new-vehicle revenue. BMW is the largest brand at about 23%. 2025 revenue was $15.2 billion, with Texas and California constituting 51% of the total. EchoPark's portion was $2.1 billion.
81GF Score

Get the complete analysis for STU:SA8A

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.00
Price
€51.75
GF Value