NeoJapan (TSE:3921) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3921 NeoJapan Inc TSE:3921
88 GF Score
Price 円1,640.00
GF Value 円1,977.27
Valuation Modestly Undervalued
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What is NeoJapan Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:3921
88GF Score
NeoJapan Inc TSE:3921
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NeoJapan (TSE:3921) Overvalued in 2026?

Based on GuruFocus' analysis, NeoJapan stock appears to be undervalued. The current stock price of 円1,640.00 is trading 17.1% below its estimated GF Value™ of 円1,977.27. GuruFocus considers NeoJapan to be Modestly Undervalued.

Key valuation signals for TSE:3921:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円1,977.27 vs. price of 円1,640.00 (17.1% below fair value)
  • GF Score™: 88/100

No single metric tells the full story. See the TSE:3921 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NeoJapan Business Description

Other Exchanges NEOJF:USA
Address 2-2-1 Minatomirai, Nishi-ku, 10th Floor, Yokohama Landmark Tower, Kanagawa-ken, Yokohama, JPN, 220-8110
NeoJapan Inc develops and provides Internet application software, which includes a web-based groupware for information sharing within a firm. The firm mainly provides package software, application service and system integration. It offers desknet's NEO, a groupware software; AppSuite, a tool to create custom business applications; ChatLuck, a chat-based business communication tool; and desknet's DB, an online database system, which enables sharing of information. It also provides Denbun, a Web-based email system for corporate clients that manages, sends, and receives emails through a Web browser; desknet's DAX, a file transfer system; desknet's SSS, a Web-based sales management system; desknet's CAMS, a Web-based customer relationship management system; and desknet's Blog, a blog system.
88GF Score

Get the complete analysis for TSE:3921

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,640.00
Price
円1,977.27
GF Value