Empresas Hites (XSGO:HITES) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:HITES Empresas Hites SA XSGO:HITES
52 GF Score
Price CLP132.09
GF Value CLP107.93
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Empresas Hites Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XSGO:HITES
52GF Score
Empresas Hites SA XSGO:HITES
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Empresas Hites (XSGO:HITES) Overvalued in 2026?

Based on GuruFocus' analysis, Empresas Hites stock appears to be overvalued. The current stock price of CLP132.09 is trading 22.4% above its estimated GF Value™ of CLP107.93. GuruFocus considers Empresas Hites to be Modestly Overvalued.

Key valuation signals for XSGO:HITES:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: CLP107.93 vs. price of CLP132.09 (22.4% above fair value)
  • GF Score™: 52/100 with 9 warning signs

No single metric tells the full story. See the XSGO:HITES stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresas Hites Business Description

Address Moneda 970, 14th Floor, Santiago, CHL
Empresas Hites SA is a Chile-based firm operating in the retail and finance sector. The company operates through the following operating segments; the Retail segment which includes the retail sale of clothing, electrical, and home furnishing products through its department stores; and the Financial segment which represents direct credits granted to its customers through Hites card and other mediums. The company generates a majority of its revenue from the Retail segment.
52GF Score

Get the complete analysis for XSGO:HITES

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP132.09
Price
CLP107.93
GF Value