Empresas Hites (XSGO:HITES) Altman Z-Score: 1.25 (As of Jul. 27, 2026) — 22% Below Median

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XSGO:HITES Empresas Hites SA XSGO:HITES
52 GF Score
Price CLP132.09
GF Value CLP107.93
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Empresas Hites Altman Z-Score?

Empresas Hites XSGO:HITES 52 Altman Z-Score is 1.25 as of Jul. 27, 2026, which is 22% below its 10-year median of 1.61. GuruFocus rates XSGO:HITES with a GF Score™ of 52/100 and a GF Value™ of CLP107.93 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,114 Retail - Cyclical companies, Empresas Hites ranks worse than 79.35% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 1.25 is in distress zone. This implies bankruptcy possibility in the next two years.

Empresas Hites has a Altman Z-Score of 1.25, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Empresas Hites's Altman Z-Score or its related term are showing as below:

XSGO:HITES' s Altman Z-Score Range Over the Past 10 Years
Min: 0.86   Med: 1.61   Max: 3.48
Current: 1.25

During the past 13 years, Empresas Hites's highest Altman Z-Score was 3.48. The lowest was 0.86. And the median was 1.61.


Empresas Hites  (XSGO:HITES) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Empresas Hites Altman Z-Score Related Terms


Empresas Hites Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Empresas Hites's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empresas Hites Altman Z-Score Chart

Empresas Hites Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 1.59 0.86 0.96 1.24

Empresas Hites Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.05 1.23 1.18 1.24 1.24

XSGO:HITES vs DDS, M: Altman Z-Score Comparison

For the Department Stores subindustry, Empresas Hites's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empresas Hites Altman Z-Score vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Empresas Hites's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Empresas Hites's Altman Z-Score falls into.


XSGO:HITES
52GF Score
Empresas Hites SA XSGO:HITES
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Empresas Hites Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Empresas Hites's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.1915+1.4*-0.0163+3.3*0.0029+0.6*0.3078+1.0*0.846
=1.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was CLP383,416 Mil.
Total Current Assets was CLP185,513 Mil.
Total Current Liabilities was CLP112,101 Mil.
Retained Earnings was CLP-6,252 Mil.
Pre-Tax Income was -1830.91 + -1232.459 + -6968.396 + -3265.551 = CLP-13,297 Mil.
Interest Expense was -3939.101 + -4000.001 + -3225.846 + -3256.862 = CLP-14,422 Mil.
Revenue was 80818.825 + 95732.116 + 69478.683 + 78345.328 = CLP324,375 Mil.
Market Cap (Today) was CLP89,628 Mil.
Total Liabilities was CLP291,195 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(185513.099 - 112101.251)/383415.575
=0.1915

X2=Retained Earnings/Total Assets
=-6252.382/383415.575
=-0.0163

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-13297.316 - -14421.81)/383415.575
=0.0029

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=89628.252/291195.3
=0.3078

X5=Revenue/Total Assets
=324374.952/383415.575
=0.846

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Empresas Hites has a Altman Z-Score of 1.25 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 1.25 mean?
Empresas Hites (XSGO:HITES) has a Altman Z-Score of 1.25 as of Jul. 27, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Empresas Hites and its competitors. This is 22% below median its historical median of 1.61. Over the past decade, Empresas Hites' Altman Z-Score has ranged from 0.86 to 3.48. According to the industry distribution chart, Empresas Hites ranks #884 out of 1114 companies in the Retail - Cyclical industry, placing it in the top 79.4%.
Is Empresas Hites' Altman Z-Score too high?
Empresas Hites' current Altman Z-Score of 1.25 is 22% below median its 10-year median of 1.61. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.48. The Retail - Cyclical industry median Altman Z-Score is 2.74. Empresas Hites' value of 1.25 is 54.3% below this industry median. Based on the distribution chart, Empresas Hites ranks #884 out of 1114 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Empresas Hites has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empresas Hites' Altman Z-Score compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Empresas Hites ranks #884 out of 1114 companies for Altman Z-Score. This places Empresas Hites in the lower half of its industry. The industry median Altman Z-Score is 2.74. Empresas Hites' value of 1.25 is 54.3% below this benchmark. Historically, Empresas Hites' own Altman Z-Score has ranged from 0.86 to 3.48 over the past decade. While the company's 10-year median is 1.61 vs. the industry median of 2.74, Empresas Hites has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Retail - Cyclical company?
The median Altman Z-Score among Retail - Cyclical companies is 2.74, based on 1,114 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empresas Hites's current Altman Z-Score of 1.25 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Empresas Hites and its competitors. For the Retail - Cyclical industry, the median Altman Z-Score is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empresas Hites's current Altman Z-Score is 1.25, which is 22% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empresas Hites stock overvalued right now?
Based on GuruFocus' analysis, Empresas Hites (XSGO:HITES) is currently considered Modestly Overvalued. The stock's GF Value™ is CLP107.93, compared to a current price of CLP132.09 — trading 22.4% above its estimated fair value. The current Altman Z-Score is 1.25, which is 22% below median its 10-year median of 1.61 and 54.3% below the Retail - Cyclical industry median of 2.74. Empresas Hites' overall GF Score™ is 52/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Empresas Hites (XSGO:HITES), the current Altman Z-Score is 1.25 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empresas Hites (XSGO:HITES) Overvalued in 2026?

Based on GuruFocus' analysis, Empresas Hites stock appears to be overvalued. The current stock price of CLP132.09 is trading 22.4% above its estimated GF Value™ of CLP107.93. GuruFocus considers Empresas Hites to be Modestly Overvalued.

Key valuation signals for XSGO:HITES:

  • Altman Z-Score: 1.25 (22% below median its 10-year median of 1.61)
  • GF Value™: CLP107.93 vs. price of CLP132.09 (22.4% above fair value)
  • GF Score™: 52/100 with 9 warning signs
  • Industry Position: 54.3% below the Retail - Cyclical median (#884 of 1114)

No single metric tells the full story. See the XSGO:HITES stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empresas Hites Business Description

Address Moneda 970, 14th Floor, Santiago, CHL
Empresas Hites SA is a Chile-based firm operating in the retail and finance sector. The company operates through the following operating segments; the Retail segment which includes the retail sale of clothing, electrical, and home furnishing products through its department stores; and the Financial segment which represents direct credits granted to its customers through Hites card and other mediums. The company generates a majority of its revenue from the Retail segment.
52GF Score

Get the complete analysis for XSGO:HITES

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP132.09
Price
CLP107.93
GF Value