Absa GroupAGRPF +0.58%76 Net Margin % is 19.57% as of Dec. 2025, which is 2% below its 10-year median of 20.03. GuruFocus rates AGRPF with a GF Score™ of 76/100 and a GF Value™ of $6.20. The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Absa Group ranks worse than 70.38% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Absa Group's Net Income for the
six
months ended in Dec. 2025 was $683 Mil. Absa Group's Revenue for the
six
months ended in Dec. 2025 was $3,490 Mil. Therefore, Absa Group's net margin for the quarter that ended in Dec. 2025 was 19.57%.
The historical rank and industry rank for Absa Group's Net Margin % or its related term are showing as below:
AGRPF'
s Net Margin % Range Over the Past 10 Years
Min: 7.93 Med: 20.03 Max: 21.56
Current: 20.19
AGRPF's Net Margin % is ranked worse than 70.38% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs AGRPF: 20.19
Absa Group (OTCPK:AGRPF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Absa Group Net Margin % Related Terms
Absa Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Absa Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Absa Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Absa Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Absa Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Absa Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Absa Group (AGRPF) has a Net Margin % of 19.57% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Absa Group and its competitors. This is near median its historical median of 20.03. Over the past decade, Absa Group's Net Margin % has ranged from 7.93 to 21.56. According to the industry distribution chart, Absa Group ranks #1074 out of 1526 companies in the Banks industry, placing it in the top 70.4%.
Is Absa Group's Net Margin % too high?
Absa Group's current Net Margin % of 19.57% is near median its 10-year median of 20.03. Over the past 10 years, this metric has ranged from a low of 7.93 to a high of 21.56. The Banks industry median Net Margin % is 26.97. Absa Group's value of 19.57% is 27.4% below this industry median. Based on the distribution chart, Absa Group ranks #1074 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Absa Group has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Absa Group's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Absa Group ranks #1074 out of 1526 companies for Net Margin %. This places Absa Group in the lower half of its industry. The industry median Net Margin % is 26.97. Absa Group's value of 19.57% is 27.4% below this benchmark. Historically, Absa Group's own Net Margin % has ranged from 7.93 to 21.56 over the past decade. While the company's 10-year median is 20.03 vs. the industry median of 26.97, Absa Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Absa Group's current Net Margin % of 19.57% is 27.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Absa Group and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Absa Group's current Net Margin % is 19.57%, which is near median its own 10-year median of 20.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Absa Group stock overvalued right now?
Absa Group (AGRPF) has a current Net Margin % of 19.57%. The stock's GF Value™ is $6.20, compared to a current price of $8.11 — trading 30.8% above its estimated fair value. The current Net Margin % is 19.57%, which is near median its 10-year median of 20.03 and 27.4% below the Banks industry median of 26.97. Absa Group's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Absa Group (AGRPF), the current Net Margin % is 19.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Absa Group (AGRPF) Overvalued in 2026?
Based on GuruFocus' analysis, Absa Group stock appears to be overvalued.
The current stock price of $8.11 is trading 30.8% above its estimated GF Value™ of $6.20.
Key valuation signals for AGRPF:
Net Margin %: 19.57% (near median its 10-year median of 20.03)
GF Value™: $6.20 vs. price of $8.11 (30.8% above fair value)
Industry Position: 27.4% below the Banks median (#1074 of 1526)
No single metric tells the full story. See the AGRPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Absa Group Ltd is a financial services company that has two main business segments: Personal and Private Banking offers a comprehensive range of product and services to the retail consumer segments. Customers are served through an extensive integrated channel network across physical and virtual points of presence, including partnerships, and more increasingly through digital. and Business Banking consists of business units and associated products where a designated client relationship exists. The business provides customers with a single relationship manager, supported by a team of specialists, rather than multiple touchpoints within the Group. Majority of the revenue is earn from Personal and Private Banking.
76GF Score
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