Great-West LifecoGRWLF.PFD 59 Net Margin % is 16.07% as of Mar. 2026, which is 179% above its 10-year median of 5.77. GuruFocus rates GRWLF.PFD with a GF Score™ of 59/100. The stock has 7 warning signs investors should review. Among 501 Insurance companies, Great-West Lifeco ranks better than 63.07% on this metric.
The historical rank and industry rank for Great-West Lifeco's Net Margin % or its related term are showing as below:
GRWLF.PFD'
s Net Margin % Range Over the Past 10 Years
Min: -138.36 Med: 5.77 Max: 12.32
Current: 12.32
GRWLF.PFD's Net Margin % is ranked better than 63.07% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs GRWLF.PFD: 12.32
Great-West Lifeco (OTCPK:GRWLF.PFD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Great-West Lifeco Net Margin % Related Terms
Great-West Lifeco Net Margin % Historical Data
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The historical data trend for Great-West Lifeco's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GRWLF.PFD vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Great-West Lifeco's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great-West Lifeco Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Great-West Lifeco's Net Margin % distribution charts can be found below:
* The bar in red indicates where Great-West Lifeco's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Great-West Lifeco (GRWLF.PFD) has a Net Margin % of 16.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Great-West Lifeco and its competitors. This is 179% above median its historical median of 5.77. According to the industry distribution chart, Great-West Lifeco ranks #185 out of 501 companies in the Insurance industry, placing it in the top 36.9%.
Is Great-West Lifeco's Net Margin % too high?
Great-West Lifeco's current Net Margin % of 16.07% is 179% above median its 10-year median of 5.77. The Insurance industry median Net Margin % is 9.29. Great-West Lifeco's value of 16.07% is 73% above this industry median. Based on the distribution chart, Great-West Lifeco ranks #185 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Great-West Lifeco has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Great-West Lifeco's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Great-West Lifeco ranks #185 out of 501 companies for Net Margin %. This puts Great-West Lifeco in the upper half of its industry. The industry median Net Margin % is 9.29. Great-West Lifeco's value of 16.07% is 73% above this benchmark. While the company's 10-year median is 5.77 vs. the industry median of 9.29, Great-West Lifeco has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great-West Lifeco's current Net Margin % of 16.07% is 73% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Great-West Lifeco and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great-West Lifeco's current Net Margin % is 16.07%, which is 179% above median its own 10-year median of 5.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great-West Lifeco stock overvalued right now?
Great-West Lifeco (GRWLF.PFD) has a current Net Margin % of 16.07%. The current Net Margin % is 16.07%, which is 179% above median its 10-year median of 5.77 and 73% above the Insurance industry median of 9.29. Great-West Lifeco's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Great-West Lifeco (GRWLF.PFD), the current Net Margin % is 16.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Great-West Lifeco is one of the Big Three Canadian life insurers. The firm's Canadian business contributed around 31% of its 2025 adjusted earnings. The firm generates a further 29% of adjusted earnings from the United States, attributable to its recordkeeping business, Empower, and its US life insurance business. Great-West Lifeco also offers various products across European markets with a strong presence in the UK and Ireland, which collectively accounted for 20% of adjusted earnings, while the firm's reinsurance business accounts for the remainder. Great-West Lifeco had around CAD 3.5 trillion of assets under administration across its business segments at the end of December 2025.
59GF Score
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