Trans Iraq Bank for Investment (IQS:BTRI) Net Margin %: 75.20% (As of Sep. 2025) — 107% Above Median

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IQS:BTRI Trans Iraq Bank for Investment IQS:BTRI
100 GF Score
Price ع.د0.27
! 2 Warning Signs
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What is Trans Iraq Bank for Investment Net Margin %?

Trans Iraq Bank for Investment IQS:BTRI 100 Net Margin % is 75.20% as of Sep. 2025, which is 107% above its 10-year median of 36.28. GuruFocus rates IQS:BTRI with a GF Score™ of 100/100. The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Trans Iraq Bank for Investment ranks worse than 85.57% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Trans Iraq Bank for Investment's Net Income for the three months ended in Sep. 2025 was ع.د842 Mil. Trans Iraq Bank for Investment's Revenue for the three months ended in Sep. 2025 was ع.د1,120 Mil. Therefore, Trans Iraq Bank for Investment's net margin for the quarter that ended in Sep. 2025 was 75.20%.

The historical rank and industry rank for Trans Iraq Bank for Investment's Net Margin % or its related term are showing as below:

IQS:BTRI' s Net Margin % Range Over the Past 10 Years
Min: -263.06   Med: 36.28   Max: 110.24
Current: 12.34


IQS:BTRI's Net Margin % is ranked worse than
85.57% of 1525 companies
in the Banks industry
Industry Median: 27.08 vs IQS:BTRI: 12.34

Trans Iraq Bank for Investment  (IQS:BTRI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Trans Iraq Bank for Investment Net Margin % Related Terms


Trans Iraq Bank for Investment Net Margin % Historical Data

* Premium members only.

The historical data trend for Trans Iraq Bank for Investment's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trans Iraq Bank for Investment Net Margin % Chart

Trans Iraq Bank for Investment Annual Data
Trend Dec13 Dec14 Dec15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.28 79.78 -49.90 -263.06 -99.19

Trans Iraq Bank for Investment Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -78.27 700.06 -16.35 -15.01 75.20

IQS:BTRI vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Trans Iraq Bank for Investment's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trans Iraq Bank for Investment Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Trans Iraq Bank for Investment's Net Margin % distribution charts can be found below:

* The bar in red indicates where Trans Iraq Bank for Investment's Net Margin % falls into.


IQS:BTRI
100GF Score
Trans Iraq Bank for Investment IQS:BTRI
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trans Iraq Bank for Investment Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Trans Iraq Bank for Investment's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=-3419.878/3447.775
=-99.19 %

Trans Iraq Bank for Investment's Net Margin for the quarter that ended in Sep. 2025 is calculated as

Net Margin=Net Income (Q: Sep. 2025 )/Revenue (Q: Sep. 2025 )
=842.313/1120.134
=75.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 75.20% mean?
Trans Iraq Bank for Investment (IQS:BTRI) has a Net Margin % of 75.20% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on Trans Iraq Bank for Investment and its competitors. This is 107% above median its historical median of 36.28. According to the industry distribution chart, Trans Iraq Bank for Investment ranks #1305 out of 1525 companies in the Banks industry, placing it in the top 85.6%.
Is Trans Iraq Bank for Investment's Net Margin % too high?
Trans Iraq Bank for Investment's current Net Margin % of 75.20% is 107% above median its 10-year median of 36.28. The Banks industry median Net Margin % is 27.08. Trans Iraq Bank for Investment's value of 75.20% is 177.7% above this industry median. Based on the distribution chart, Trans Iraq Bank for Investment ranks #1305 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trans Iraq Bank for Investment has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Trans Iraq Bank for Investment's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Trans Iraq Bank for Investment ranks #1305 out of 1525 companies for Net Margin %. This places Trans Iraq Bank for Investment in the lower half of its industry. The industry median Net Margin % is 27.08. Trans Iraq Bank for Investment's value of 75.20% is 177.7% above this benchmark. While the company's 10-year median is 36.28 vs. the industry median of 27.08, Trans Iraq Bank for Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.08, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trans Iraq Bank for Investment's current Net Margin % of 75.20% is 177.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Trans Iraq Bank for Investment and its competitors. For the Banks industry, the median Net Margin % is 27.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trans Iraq Bank for Investment's current Net Margin % is 75.20%, which is 107% above median its own 10-year median of 36.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trans Iraq Bank for Investment stock overvalued right now?
Trans Iraq Bank for Investment (IQS:BTRI) has a current Net Margin % of 75.20%. The current Net Margin % is 75.20%, which is 107% above median its 10-year median of 36.28 and 177.7% above the Banks industry median of 27.08. Trans Iraq Bank for Investment's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Trans Iraq Bank for Investment (IQS:BTRI), the current Net Margin % is 75.20% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trans Iraq Bank for Investment Business Description

Address Street 99, Al-Bataween, District 903, Building 192/222, Baghdad, IRQ
Trans Iraq Bank for Investment is a financial institution that provides corporate banking, investment banking, personal banking, and credit department to its customers. The bank also provides issuance of Visa card, and Internet banking under its electronic services.
100GF Score

Get the complete analysis for IQS:BTRI

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ع.د0.27
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