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Trans Iraq Bank for InvestmentIQS:BTRI 100 Return-on-Tangible-Equity is 1.33% as of Sep. 2025, which is 53% below its 10-year median of 2.81. GuruFocus rates IQS:BTRI with a GF Score™ of 100/100. The stock has 2 warning signs investors should review. Among 1,521 Banks companies, Trans Iraq Bank for Investment ranks worse than 95.33% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Trans Iraq Bank for Investment's annualized net income for the quarter that ended in Sep. 2025 was ع.د3,369 Mil. Trans Iraq Bank for Investment's average shareholder tangible equity for the quarter that ended in Sep. 2025 was ع.د252,989 Mil. Therefore, Trans Iraq Bank for Investment's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was 1.33%.
The historical rank and industry rank for Trans Iraq Bank for Investment's Return-on-Tangible-Equity or its related term are showing as below:
IQS:BTRI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6.18 Med: 2.81 Max: 27219.58
Current: 0.18
During the past 10 years, Trans Iraq Bank for Investment's highest Return-on-Tangible-Equity was 27,219.58%. The lowest was -6.18%. And the median was 2.81%.
IQS:BTRI's Return-on-Tangible-Equity is ranked worse than 95.33% of 1521
companies
in the Banks industry
Industry Median: 11.42
vs IQS:BTRI: 0.18
Trans Iraq Bank for Investment (IQS:BTRI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Trans Iraq Bank for Investment Return-on-Tangible-Equity Related Terms
Trans Iraq Bank for Investment Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trans Iraq Bank for Investment Return-on-Tangible-Equity Chart
IQS:BTRI vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Trans Iraq Bank for Investment's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trans Iraq Bank for Investment Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Trans Iraq Bank for Investment's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Trans Iraq Bank for Investment's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.33% mean?
Trans Iraq Bank for Investment (IQS:BTRI) has a Return-on-Tangible-Equity of 1.33% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Trans Iraq Bank for Investment and its competitors. This is 53% below median its historical median of 2.81. According to the industry distribution chart, Trans Iraq Bank for Investment ranks #1450 out of 1521 companies in the Banks industry, placing it in the top 95.3%.
Is Trans Iraq Bank for Investment's Return-on-Tangible-Equity too high?
Trans Iraq Bank for Investment's current Return-on-Tangible-Equity of 1.33% is 53% below median its 10-year median of 2.81. The Banks industry median Return-on-Tangible-Equity is 11.42. Trans Iraq Bank for Investment's value of 1.33% is 88.4% below this industry median. Based on the distribution chart, Trans Iraq Bank for Investment ranks #1450 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trans Iraq Bank for Investment has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Trans Iraq Bank for Investment's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Trans Iraq Bank for Investment ranks #1450 out of 1521 companies for Return-on-Tangible-Equity. This places Trans Iraq Bank for Investment in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.42. Trans Iraq Bank for Investment's value of 1.33% is 88.4% below this benchmark. While the company's 10-year median is 2.81 vs. the industry median of 11.42, Trans Iraq Bank for Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.42, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trans Iraq Bank for Investment's current Return-on-Tangible-Equity of 1.33% is 88.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Trans Iraq Bank for Investment and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trans Iraq Bank for Investment's current Return-on-Tangible-Equity is 1.33%, which is 53% below median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trans Iraq Bank for Investment stock overvalued right now?
Trans Iraq Bank for Investment (IQS:BTRI) has a current Return-on-Tangible-Equity of 1.33%. The current Return-on-Tangible-Equity is 1.33%, which is 53% below median its 10-year median of 2.81 and 88.4% below the Banks industry median of 11.42. Trans Iraq Bank for Investment's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Trans Iraq Bank for Investment (IQS:BTRI), the current Return-on-Tangible-Equity is 1.33% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trans Iraq Bank for Investment is a financial institution that provides corporate banking, investment banking, personal banking, and credit department to its customers. The bank also provides issuance of Visa card, and Internet banking under its electronic services.
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