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Trans Iraq Bank for InvestmentIQS:BTRI 100 Return-on-Tangible-Asset is 0.82% as of Sep. 2025, which is 6% below its 10-year median of 0.87. GuruFocus rates IQS:BTRI with a GF Score™ of 100/100. The stock has 2 warning signs investors should review. Among 1,519 Banks companies, Trans Iraq Bank for Investment ranks worse than 93.15% on this metric.
The historical rank and industry rank for Trans Iraq Bank for Investment's Return-on-Tangible-Asset or its related term are showing as below:
IQS:BTRI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2 Med: 0.87 Max: 1458.16
Current: 0.11
During the past 10 years, Trans Iraq Bank for Investment's highest Return-on-Tangible-Asset was 1458.16%. The lowest was -2.00%. And the median was 0.87%.
IQS:BTRI's Return-on-Tangible-Asset is ranked worse than 93.15% of 1519
companies
in the Banks industry
Industry Median: 1.02
vs IQS:BTRI: 0.11
Trans Iraq Bank for Investment (IQS:BTRI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Trans Iraq Bank for Investment Return-on-Tangible-Asset Related Terms
Trans Iraq Bank for Investment Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trans Iraq Bank for Investment Return-on-Tangible-Asset Chart
IQS:BTRI vs USB, PNC: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Trans Iraq Bank for Investment's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trans Iraq Bank for Investment Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Trans Iraq Bank for Investment's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Trans Iraq Bank for Investment's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.82% mean?
Trans Iraq Bank for Investment (IQS:BTRI) has a Return-on-Tangible-Asset of 0.82% as of Sep. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Trans Iraq Bank for Investment and its competitors. This is near median its historical median of 0.87. According to the industry distribution chart, Trans Iraq Bank for Investment ranks #1415 out of 1519 companies in the Banks industry, placing it in the top 93.2%.
Is Trans Iraq Bank for Investment's Return-on-Tangible-Asset too high?
Trans Iraq Bank for Investment's current Return-on-Tangible-Asset of 0.82% is near median its 10-year median of 0.87. The Banks industry median Return-on-Tangible-Asset is 1.02. Trans Iraq Bank for Investment's value of 0.82% is 19.6% below this industry median. Based on the distribution chart, Trans Iraq Bank for Investment ranks #1415 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trans Iraq Bank for Investment has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Trans Iraq Bank for Investment's Return-on-Tangible-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Trans Iraq Bank for Investment ranks #1415 out of 1519 companies for Return-on-Tangible-Asset. This places Trans Iraq Bank for Investment in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.02. Trans Iraq Bank for Investment's value of 0.82% is 19.6% below this benchmark. While the company's 10-year median is 0.87 vs. the industry median of 1.02, Trans Iraq Bank for Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trans Iraq Bank for Investment's current Return-on-Tangible-Asset of 0.82% is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Trans Iraq Bank for Investment and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trans Iraq Bank for Investment's current Return-on-Tangible-Asset is 0.82%, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trans Iraq Bank for Investment stock overvalued right now?
Trans Iraq Bank for Investment (IQS:BTRI) has a current Return-on-Tangible-Asset of 0.82%. The current Return-on-Tangible-Asset is 0.82%, which is near median its 10-year median of 0.87 and 19.6% below the Banks industry median of 1.02. Trans Iraq Bank for Investment's overall GF Score™ is 100/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Trans Iraq Bank for Investment (IQS:BTRI), the current Return-on-Tangible-Asset is 0.82% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Trans Iraq Bank for Investment is a financial institution that provides corporate banking, investment banking, personal banking, and credit department to its customers. The bank also provides issuance of Visa card, and Internet banking under its electronic services.
100GF Score
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