The historical rank and industry rank for PT Bank Oke Indonesia Tbk's Net Margin % or its related term are showing as below:
ISX:DNAR'
s Net Margin % Range Over the Past 10 Years
Min: -7.8 Med: 6.74 Max: 25.35
Current: 25.35
ISX:DNAR's Net Margin % is ranked worse than 54.29% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ISX:DNAR: 25.35
PT Bank Oke Indonesia Tbk (ISX:DNAR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PT Bank Oke Indonesia Tbk Net Margin % Related Terms
PT Bank Oke Indonesia Tbk Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Oke Indonesia Tbk Net Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Oke Indonesia Tbk's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Oke Indonesia Tbk Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Oke Indonesia Tbk's Net Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Oke Indonesia Tbk's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Oke Indonesia Tbk (ISX:DNAR) has a Net Margin % of 29.83% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PT Bank Oke Indonesia Tbk and its competitors. This is 343% above median its historical median of 6.74. According to the industry distribution chart, PT Bank Oke Indonesia Tbk ranks #829 out of 1527 companies in the Banks industry, placing it in the top 54.3%.
Is PT Bank Oke Indonesia Tbk's Net Margin % too high?
PT Bank Oke Indonesia Tbk's current Net Margin % of 29.83% is 343% above median its 10-year median of 6.74. The Banks industry median Net Margin % is 26.95. PT Bank Oke Indonesia Tbk's value of 29.83% is 10.7% above this industry median. Based on the distribution chart, PT Bank Oke Indonesia Tbk ranks #829 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Oke Indonesia Tbk has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Oke Indonesia Tbk's Net Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Oke Indonesia Tbk ranks #829 out of 1527 companies for Net Margin %. This places PT Bank Oke Indonesia Tbk in the lower half of its industry. The industry median Net Margin % is 26.95. PT Bank Oke Indonesia Tbk's value of 29.83% is 10.7% above this benchmark. While the company's 10-year median is 6.74 vs. the industry median of 26.95, PT Bank Oke Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Oke Indonesia Tbk's current Net Margin % of 29.83% is 10.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PT Bank Oke Indonesia Tbk and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Oke Indonesia Tbk's current Net Margin % is 29.83%, which is 343% above median its own 10-year median of 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Oke Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Oke Indonesia Tbk (ISX:DNAR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp148.18, compared to a current price of Rp113.00 — trading 23.7% below its estimated fair value. The current Net Margin % is 29.83%, which is 343% above median its 10-year median of 6.74 and 10.7% above the Banks industry median of 26.95. PT Bank Oke Indonesia Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PT Bank Oke Indonesia Tbk (ISX:DNAR), the current Net Margin % is 29.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Oke Indonesia Tbk (ISX:DNAR) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Oke Indonesia Tbk stock appears to be undervalued.
The current stock price of Rp113.00 is trading 23.7% below its estimated GF Value™ of Rp148.18.
GuruFocus considers PT Bank Oke Indonesia Tbk to be Modestly Undervalued.
Key valuation signals for ISX:DNAR:
Net Margin %: 29.83% (343% above median its 10-year median of 6.74)
GF Value™: Rp148.18 vs. price of Rp113.00 (23.7% below fair value)
Industry Position: 10.7% above the Banks median (#829 of 1527)
No single metric tells the full story. See the ISX:DNAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Oke Indonesia Tbk is an Indonesia-based banking firm that provides banking and financial services. Its products are Savings, Loans, and M-Banking. It operates in DKI Jakarta, Central Java, East Java, West Java, and Bali segments in Indonesia.
63GF Score
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