PT Bank Oke Indonesia Tbk (ISX:DNAR) PB Ratio: 0.49 (As of Jul. 15, 2026) — 42% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:DNAR PT Bank Oke Indonesia Tbk ISX:DNAR
63 GF Score
Price Rp111.00
GF Value Rp148.90
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is PT Bank Oke Indonesia Tbk PB Ratio?

PT Bank Oke Indonesia Tbk ISX:DNAR -0.89% 63 PB Ratio is 0.49 as of Jul. 15, 2026, which is 42% below its 10-year median of 0.84. GuruFocus rates ISX:DNAR with a GF Score™ of 63/100 and a GF Value™ of Rp148.90 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,517 Banks companies, PT Bank Oke Indonesia Tbk ranks better than 89.26% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), PT Bank Oke Indonesia Tbk's share price is Rp111.00. PT Bank Oke Indonesia Tbk's Book Value per Share for the quarter that ended in Mar. 2026 was Rp228.21. Hence, PT Bank Oke Indonesia Tbk's PB Ratio of today is 0.49.

The historical rank and industry rank for PT Bank Oke Indonesia Tbk's PB Ratio or its related term are showing as below:

ISX:DNAR' s PB Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.84   Max: 1.91
Current: 0.49

During the past 13 years, PT Bank Oke Indonesia Tbk's highest PB Ratio was 1.91. The lowest was 0.34. And the median was 0.84.

ISX:DNAR's PB Ratio is ranked better than
89.26% of 1517 companies
in the Banks industry
Industry Median: 1.11 vs ISX:DNAR: 0.49

During the past 12 months, PT Bank Oke Indonesia Tbk's average Book Value Per Share Growth Rate was 5.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 2.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.20% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -0.60% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Oke Indonesia Tbk was 54.30% per year. The lowest was -31.00% per year. And the median was 2.60% per year.

Back to Basics: PB Ratio


PT Bank Oke Indonesia Tbk  (ISX:DNAR) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


PT Bank Oke Indonesia Tbk PB Ratio Related Terms


PT Bank Oke Indonesia Tbk PB Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Oke Indonesia Tbk's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Oke Indonesia Tbk PB Ratio Chart

PT Bank Oke Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 0.81 0.57 0.53 0.83

PT Bank Oke Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.48 0.54 0.83 0.55

PT Bank Oke Indonesia Tbk PB Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Oke Indonesia Tbk's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Oke Indonesia Tbk PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Oke Indonesia Tbk's PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Oke Indonesia Tbk's PB Ratio falls into.


ISX:DNAR
63GF Score
PT Bank Oke Indonesia Tbk ISX:DNAR
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Oke Indonesia Tbk PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

PT Bank Oke Indonesia Tbk's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=111.00/228.214
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.49 mean?
PT Bank Oke Indonesia Tbk (ISX:DNAR) has a PB Ratio of 0.49 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Oke Indonesia Tbk and its competitors. This is 42% below median its historical median of 0.84. Over the past decade, PT Bank Oke Indonesia Tbk's PB Ratio has ranged from 0.34 to 1.91. According to the industry distribution chart, PT Bank Oke Indonesia Tbk ranks #163 out of 1517 companies in the Banks industry, placing it in the top 10.7%.
Is PT Bank Oke Indonesia Tbk's PB Ratio too high?
PT Bank Oke Indonesia Tbk's current PB Ratio of 0.49 is 42% below median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.91. The Banks industry median PB Ratio is 1.11. PT Bank Oke Indonesia Tbk's value of 0.49 is 55.9% below this industry median. Based on the distribution chart, PT Bank Oke Indonesia Tbk ranks #163 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Oke Indonesia Tbk has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Oke Indonesia Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Oke Indonesia Tbk ranks #163 out of 1517 companies for PB Ratio. This places PT Bank Oke Indonesia Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. PT Bank Oke Indonesia Tbk's value of 0.49 is 55.9% below this benchmark. Historically, PT Bank Oke Indonesia Tbk's own PB Ratio has ranged from 0.34 to 1.91 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 1.11, PT Bank Oke Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Oke Indonesia Tbk's current PB Ratio of 0.49 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Oke Indonesia Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Oke Indonesia Tbk's current PB Ratio is 0.49, which is 42% below median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Oke Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Oke Indonesia Tbk (ISX:DNAR) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp148.90, compared to a current price of Rp111.00 — trading 25.5% below its estimated fair value. The current PB Ratio is 0.49, which is 42% below median its 10-year median of 0.84 and 55.9% below the Banks industry median of 1.11. PT Bank Oke Indonesia Tbk's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Oke Indonesia Tbk (ISX:DNAR), the current PB Ratio is 0.49 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Oke Indonesia Tbk (ISX:DNAR) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Oke Indonesia Tbk stock appears to be undervalued. The current stock price of Rp111.00 is trading 25.5% below its estimated GF Value™ of Rp148.90. GuruFocus considers PT Bank Oke Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for ISX:DNAR:

  • PB Ratio: 0.49 (42% below median its 10-year median of 0.84)
  • GF Value™: Rp148.90 vs. price of Rp111.00 (25.5% below fair value)
  • GF Score™: 63/100 with 1 warning sign
  • Industry Position: 55.9% below the Banks median (#163 of 1517)

No single metric tells the full story. See the ISX:DNAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Oke Indonesia Tbk Business Description

Address Jalan Ir. H. Juanda No. 12, Central Jakarta, Jakarta, IDN, 10120
PT Bank Oke Indonesia Tbk is an Indonesia-based banking firm that provides banking and financial services. Its products are Savings, Loans, and M-Banking. It operates in DKI Jakarta, Central Java, East Java, West Java, and Bali segments in Indonesia.
63GF Score

Get the complete analysis for ISX:DNAR

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp111.00
Price
Rp148.90
GF Value