First Habib Modaraba (KAR:FHAM) 3-1 Month Momentum %: 7.46% (As of Aug. 24, 2026)

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Director of Data and Quant Analytics at GuruFocus
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What is First Habib Modaraba 3-1 Month Momentum %?

First Habib Modaraba KAR:FHAM -0.52% 3-1 Month Momentum % is 7.46% as of Aug. 24, 2026.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-24), First Habib Modaraba's 3-1 Month Momentum % is 7.46%.

The industry rank for First Habib Modaraba's 3-1 Month Momentum % or its related term are showing as below:

KAR:FHAM's 3-1 Month Momentum % is not ranked
in the Credit Services industry.
Industry Median: 1.53 vs KAR:FHAM: 7.46

First Habib Modaraba  (KAR:FHAM) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

First Habib Modaraba 3-1 Month Momentum % Related Terms

KAR:FHAM vs LYL: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, First Habib Modaraba's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Habib Modaraba 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Habib Modaraba's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where First Habib Modaraba's 3-1 Month Momentum % falls into.


First Habib Modaraba  (KAR:FHAM) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 7.46% mean?
First Habib Modaraba (KAR:FHAM) has a 3-1 Month Momentum % of 7.46% as of Aug. 24, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Habib Modaraba and its competitors.
Is First Habib Modaraba's 3-1 Month Momentum % too high?
First Habib Modaraba's current 3-1 Month Momentum % is 7.46%. The Credit Services industry median 3-1 Month Momentum % is 1.53. First Habib Modaraba's value of 7.46% is 387.6% above this industry median.
How does First Habib Modaraba's 3-1 Month Momentum % compare to LYL?
First Habib Modaraba's 3-1 Month Momentum % of 7.46% can be compared against companies in the Credit Services industry. The industry median 3-1 Month Momentum % is 1.53. First Habib Modaraba's value of 7.46% is 387.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 1.53, based on 561 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Habib Modaraba's current 3-1 Month Momentum % of 7.46% is 387.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on First Habib Modaraba and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Habib Modaraba's current 3-1 Month Momentum % is 7.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Habib Modaraba stock overvalued right now?
First Habib Modaraba (KAR:FHAM) has a current 3-1 Month Momentum % of 7.46%. The current 3-1 Month Momentum % is 7.46% and 387.6% above the Credit Services industry median of 1.53. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For First Habib Modaraba (KAR:FHAM), the current 3-1 Month Momentum % is 7.46% as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Habib Modaraba Business Description

Address I.I. Chundrigar Road, 6th Floor, HBZ Plaza (Hirani Centre), Karachi, SD, PAK
First Habib Modaraba provides financial services. It operates in two segments: Lease financing assets and Diminishing musharaka financing. The company generates maximum revenue from the Diminishing musharaka financing segment. The firm's products are Murabaha, Salam, Istisna and others.