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Banca Profilo SpA (LTS:0FP9) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Banca Profilo SpA Net Margin % Related Terms
Banca Profilo SpA Net Margin % Historical Data
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The historical data trend for Banca Profilo SpA's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Profilo SpA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Profilo SpA Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Profilo SpA's Net Margin % distribution charts can be found below:
* The bar in red indicates where Banca Profilo SpA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Profilo SpA (LTS:0FP9) has a Net Margin % of -3.56% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Banca Profilo SpA and its competitors. Over the past decade, Banca Profilo SpA's Net Margin % has ranged from 2.84 to 16.85. According to the industry distribution chart, Banca Profilo SpA ranks #1223 out of 1526 companies in the Banks industry, placing it in the top 80.1%.
Is Banca Profilo SpA's Net Margin % too high?
Banca Profilo SpA's current Net Margin % is -3.56%. Over the past 10 years, this metric has ranged from a low of 2.84 to a high of 16.85. Based on the distribution chart, Banca Profilo SpA ranks #1223 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Profilo SpA has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Profilo SpA ranks #1223 out of 1526 companies for Net Margin %. This places Banca Profilo SpA in the lower half of its industry. The industry median Net Margin % is 27.27. Historically, Banca Profilo SpA's own Net Margin % has ranged from 2.84 to 16.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.27, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Banca Profilo SpA and its competitors. For the Banks industry, the median Net Margin % is 27.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Profilo SpA's current Net Margin % is -3.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (LTS:0FP9) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.36, compared to a current price of €1.71 — trading 25.4% above its estimated fair value. The current Net Margin % is -3.56%. Banca Profilo SpA's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Banca Profilo SpA (LTS:0FP9), the current Net Margin % is -3.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Profilo SpA (LTS:0FP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued.
The current stock price of €1.71 is trading 25.4% above its estimated GF Value™ of €1.36.
GuruFocus considers Banca Profilo SpA to be Modestly Overvalued.
Key valuation signals for LTS:0FP9:
Net Margin %: -3.56%
GF Value™: €1.36 vs. price of €1.71 (25.4% above fair value)
No single metric tells the full story. See the LTS:0FP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
57GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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