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Banca Profilo SpALTS:0FP9 57 Return-on-Tangible-Asset is -0.07% as of Jun. 2026. GuruFocus rates LTS:0FP9 with a GF Score™ of 57/100 and a GF Value™ of €1.36 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Banca Profilo SpA ranks worse than 83.38% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Banca Profilo SpA's annualizedNet Income for the quarter that ended in Jun. 2026 was €-1.48 Mil. Banca Profilo SpA's average total tangible assets for the quarter that ended in Jun. 2026 was €2,276.19 Mil. Therefore, Banca Profilo SpA's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was -0.07%.
The historical rank and industry rank for Banca Profilo SpA's Return-on-Tangible-Asset or its related term are showing as below:
LTS:0FP9'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.42 Max: 0.67
Current: 0.39
During the past 13 years, Banca Profilo SpA's highest Return-on-Tangible-Asset was 0.67%. The lowest was 0.08%. And the median was 0.42%.
LTS:0FP9's Return-on-Tangible-Asset is ranked worse than 83.38% of 1528
companies
in the Banks industry
Industry Median: 1.02
vs LTS:0FP9: 0.39
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Banca Profilo SpA Return-on-Tangible-Asset Related Terms
Banca Profilo SpA Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Banca Profilo SpA's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0FP9 vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Banca Profilo SpA's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Profilo SpA Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banca Profilo SpA's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Banca Profilo SpA's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of -0.07% mean?
Banca Profilo SpA (LTS:0FP9) has a Return-on-Tangible-Asset of -0.07% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banca Profilo SpA and its competitors. Over the past decade, Banca Profilo SpA's Return-on-Tangible-Asset has ranged from 0.08 to 0.67. According to the industry distribution chart, Banca Profilo SpA ranks #1274 out of 1528 companies in the Banks industry, placing it in the top 83.4%.
Is Banca Profilo SpA's Return-on-Tangible-Asset too high?
Banca Profilo SpA's current Return-on-Tangible-Asset is -0.07%. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.67. Based on the distribution chart, Banca Profilo SpA ranks #1274 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Profilo SpA has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banca Profilo SpA ranks #1274 out of 1528 companies for Return-on-Tangible-Asset. This places Banca Profilo SpA in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.02. Historically, Banca Profilo SpA's own Return-on-Tangible-Asset has ranged from 0.08 to 0.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.02, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Banca Profilo SpA and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Profilo SpA's current Return-on-Tangible-Asset is -0.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (LTS:0FP9) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.36, compared to a current price of €1.71 — trading 25.4% above its estimated fair value. The current Return-on-Tangible-Asset is -0.07%. Banca Profilo SpA's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Banca Profilo SpA (LTS:0FP9), the current Return-on-Tangible-Asset is -0.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Profilo SpA (LTS:0FP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued.
The current stock price of €1.71 is trading 25.4% above its estimated GF Value™ of €1.36.
GuruFocus considers Banca Profilo SpA to be Modestly Overvalued.
Key valuation signals for LTS:0FP9:
Return-on-Tangible-Asset: -0.07%
GF Value™: €1.36 vs. price of €1.71 (25.4% above fair value)
No single metric tells the full story. See the LTS:0FP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
57GF Score
Get the complete analysis for LTS:0FP9
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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