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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Banca Profilo SpA's annualizedNet Income for the quarter that ended in Jun. 2026 was €-1.48 Mil.
Banca Profilo SpA's average Total Assets over the quarter that ended in Jun. 2026 was €2,285.77 Mil. Therefore, Banca Profilo SpA's annualized ROA % for the quarter that ended in Jun. 2026 was -0.06%.
The historical rank and industry rank for Banca Profilo SpA's ROA % or its related term are showing as below:
LTS:0FP9'
s ROA % Range Over the Past 10 Years
Min: 0.08 Med: 0.42 Max: 0.67
Current: 0.38
During the past 13 years, Banca Profilo SpA's highest ROA % was 0.67%. The lowest was 0.08%. And the median was 0.42%.
LTS:0FP9's ROA % is ranked worse than 83.77% of 1528
companies
in the Banks industry
Industry Median: 1.01
vs LTS:0FP9: 0.38
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Banca Profilo SpA ROA % Related Terms
Banca Profilo SpA ROA % Historical Data
* Premium members only.
The historical data trend for Banca Profilo SpA's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Profilo SpA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Profilo SpA ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Profilo SpA's ROA % distribution charts can be found below:
* The bar in red indicates where Banca Profilo SpA's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Banca Profilo SpA (LTS:0FP9) has a ROA % of -0.06% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banca Profilo SpA and its competitors. Over the past decade, Banca Profilo SpA's ROA % has ranged from 0.08 to 0.67. According to the industry distribution chart, Banca Profilo SpA ranks #1280 out of 1528 companies in the Banks industry, placing it in the top 83.8%.
Is Banca Profilo SpA's ROA % too high?
Banca Profilo SpA's current ROA % is -0.06%. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.67. Based on the distribution chart, Banca Profilo SpA ranks #1280 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Profilo SpA has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Profilo SpA's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Profilo SpA ranks #1280 out of 1528 companies for ROA %. This places Banca Profilo SpA in the lower half of its industry. The industry median ROA % is 1.01. Historically, Banca Profilo SpA's own ROA % has ranged from 0.08 to 0.67 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 1.01, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banca Profilo SpA and its competitors. For the Banks industry, the median ROA % is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Profilo SpA's current ROA % is -0.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Profilo SpA stock overvalued right now?
Based on GuruFocus' analysis, Banca Profilo SpA (LTS:0FP9) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.36, compared to a current price of €1.71 — trading 25.4% above its estimated fair value. The current ROA % is -0.06%. Banca Profilo SpA's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banca Profilo SpA (LTS:0FP9), the current ROA % is -0.06% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Profilo SpA (LTS:0FP9) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Profilo SpA stock appears to be overvalued.
The current stock price of €1.71 is trading 25.4% above its estimated GF Value™ of €1.36.
GuruFocus considers Banca Profilo SpA to be Modestly Overvalued.
Key valuation signals for LTS:0FP9:
ROA %: -0.06%
GF Value™: €1.36 vs. price of €1.71 (25.4% above fair value)
No single metric tells the full story. See the LTS:0FP9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Profilo SpA provides services for managing the assets of private and institutional clients and to the financial needs of companies. The company's operating segments include Private Banking and Investment banking; Finance; Digital channels; Activities Abroad and Corporate Centre. It generates maximum revenue from the Finance segment. The Finance segment relates to the management and development of trading activities on their own account and on behalf of third parties in financial instruments and services related to their issue and placement.
57GF Score
Get the complete analysis for LTS:0FP9
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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