Taiwan Business Bank (TPE:2834) Net Margin %: 30.24% (As of Dec. 2025) — Near Median


TPE:2834 Taiwan Business Bank TPE:2834
76 GF Score
Price NT$18.00
GF Value NT$16.11
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Taiwan Business Bank Net Margin %?

Taiwan Business Bank TPE:2834 +1.12% 76 Net Margin % is 30.24% as of Dec. 2025, which is 3% below its 10-year median of 31.03. GuruFocus rates TPE:2834 with a GF Score™ of 76/100 and a GF Value™ of NT$16.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Taiwan Business Bank ranks better than 74.92% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Taiwan Business Bank's Net Income for the three months ended in Dec. 2025 was NT$2,446 Mil. Taiwan Business Bank's Revenue for the three months ended in Dec. 2025 was NT$8,089 Mil. Therefore, Taiwan Business Bank's net margin for the quarter that ended in Dec. 2025 was 30.24%.

The historical rank and industry rank for Taiwan Business Bank's Net Margin % or its related term are showing as below:

TPE:2834' s Net Margin % Range Over the Past 10 Years
Min: 21.27   Med: 31.03   Max: 35.58
Current: 34.92


TPE:2834's Net Margin % is ranked better than
74.92% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs TPE:2834: 34.92

Taiwan Business Bank  (TPE:2834) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Taiwan Business Bank Net Margin % Related Terms


Taiwan Business Bank Net Margin % Historical Data

* Premium members only.

The historical data trend for Taiwan Business Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Business Bank Net Margin % Chart

Taiwan Business Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.27 35.58 33.16 33.07 34.92

Taiwan Business Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.18 34.40 38.06 36.39 30.24

Taiwan Business Bank Net Margin % Competitor Comparison

For the Banks - Regional subindustry, Taiwan Business Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Business Bank Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Business Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Taiwan Business Bank's Net Margin % falls into.


TPE:2834
76GF Score
Taiwan Business Bank TPE:2834
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taiwan Business Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Taiwan Business Bank's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12231.819/35026.641
=34.92 %

Taiwan Business Bank's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2445.919/8088.869
=30.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 30.24% mean?
Taiwan Business Bank (TPE:2834) has a Net Margin % of 30.24% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Business Bank and its competitors. This is near median its historical median of 31.03. Over the past decade, Taiwan Business Bank's Net Margin % has ranged from 21.27 to 35.58. According to the industry distribution chart, Taiwan Business Bank ranks #383 out of 1527 companies in the Banks industry, placing it in the top 25.1%.
Is Taiwan Business Bank's Net Margin % too high?
Taiwan Business Bank's current Net Margin % of 30.24% is near median its 10-year median of 31.03. Over the past 10 years, this metric has ranged from a low of 21.27 to a high of 35.58. The Banks industry median Net Margin % is 26.95. Taiwan Business Bank's value of 30.24% is 12.2% above this industry median. Based on the distribution chart, Taiwan Business Bank ranks #383 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Taiwan Business Bank has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Business Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Taiwan Business Bank ranks #383 out of 1527 companies for Net Margin %. This puts Taiwan Business Bank in the upper half of its industry. The industry median Net Margin % is 26.95. Taiwan Business Bank's value of 30.24% is 12.2% above this benchmark. Historically, Taiwan Business Bank's own Net Margin % has ranged from 21.27 to 35.58 over the past decade. While the company's 10-year median is 31.03 vs. the industry median of 26.95, Taiwan Business Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Business Bank's current Net Margin % of 30.24% is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Taiwan Business Bank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Business Bank's current Net Margin % is 30.24%, which is near median its own 10-year median of 31.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Business Bank (TPE:2834) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$16.11, compared to a current price of NT$18.00 — trading 11.7% above its estimated fair value. The current Net Margin % is 30.24%, which is near median its 10-year median of 31.03 and 12.2% above the Banks industry median of 26.95. Taiwan Business Bank's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Taiwan Business Bank (TPE:2834), the current Net Margin % is 30.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Business Bank (TPE:2834) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Business Bank stock appears to be overvalued. The current stock price of NT$18.00 is trading 11.7% above its estimated GF Value™ of NT$16.11. GuruFocus considers Taiwan Business Bank to be Modestly Overvalued.

Key valuation signals for TPE:2834:

  • Net Margin %: 30.24% (near median its 10-year median of 31.03)
  • GF Value™: NT$16.11 vs. price of NT$18.00 (11.7% above fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 12.2% above the Banks median (#383 of 1527)

No single metric tells the full story. See the TPE:2834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Business Bank Business Description

Address No. 30 Tacheng Street, Datong District, Taipei, TWN, 103
Taiwan Business Bank is a Taiwan-based company that is principally engaged in providing Financial services including deposits, credit lines, foreign exchange, investment, trusts, and personal financial management. The reportable segments of the Bank are Bank segment, Securities segment, Trust segment, Insurance agency segment and Others. The company generates the majority of its revenue from the Banking Segment.
76GF Score

Get the complete analysis for TPE:2834

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$18.00
Price
NT$16.11
GF Value