Taiwan Business Bank (TPE:2834) Return-on-Tangible-Equity: 6.81% (As of Dec. 2025) — 17% Below Median


TPE:2834 Taiwan Business Bank TPE:2834
76 GF Score
Price NT$17.95
GF Value NT$16.16
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Taiwan Business Bank Return-on-Tangible-Equity?

Taiwan Business Bank TPE:2834 76 Return-on-Tangible-Equity is 6.81% as of Dec. 2025, which is 17% below its 10-year median of 8.20. GuruFocus rates TPE:2834 with a GF Score™ of 76/100 and a GF Value™ of NT$16.16 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Taiwan Business Bank ranks worse than 63.63% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Taiwan Business Bank's annualized net income for the quarter that ended in Dec. 2025 was NT$9,784 Mil. Taiwan Business Bank's average shareholder tangible equity for the quarter that ended in Dec. 2025 was NT$143,736 Mil. Therefore, Taiwan Business Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 6.81%.

The historical rank and industry rank for Taiwan Business Bank's Return-on-Tangible-Equity or its related term are showing as below:

TPE:2834' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.86   Med: 8.2   Max: 9.9
Current: 8.93

During the past 13 years, Taiwan Business Bank's highest Return-on-Tangible-Equity was 9.90%. The lowest was 4.86%. And the median was 8.20%.

TPE:2834's Return-on-Tangible-Equity is ranked worse than
63.63% of 1526 companies
in the Banks industry
Industry Median: 11.195 vs TPE:2834: 8.93

Taiwan Business Bank  (TPE:2834) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Taiwan Business Bank Return-on-Tangible-Equity Related Terms


Taiwan Business Bank Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Taiwan Business Bank's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Business Bank Return-on-Tangible-Equity Chart

Taiwan Business Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.12 9.90 9.50 9.01 8.87

Taiwan Business Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.31 8.93 10.43 9.72 6.81

Taiwan Business Bank Return-on-Tangible-Equity Competitor Comparison

For the Banks - Regional subindustry, Taiwan Business Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Business Bank Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Business Bank's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Taiwan Business Bank's Return-on-Tangible-Equity falls into.


TPE:2834
76GF Score
Taiwan Business Bank TPE:2834
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taiwan Business Bank Return-on-Tangible-Equity Calculation

Taiwan Business Bank's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=12231.819/( (130230.772+145515.976 )/ 2 )
=12231.819/137873.374
=8.87 %

Taiwan Business Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Sep. 2025 )(Q: Dec. 2025 )
=9783.676/( (141956.916+145515.976)/ 2 )
=9783.676/143736.446
=6.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 6.81% mean?
Taiwan Business Bank (TPE:2834) has a Return-on-Tangible-Equity of 6.81% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taiwan Business Bank and its competitors. This is 17% below median its historical median of 8.20. Over the past decade, Taiwan Business Bank's Return-on-Tangible-Equity has ranged from 4.86 to 9.90. According to the industry distribution chart, Taiwan Business Bank ranks #971 out of 1526 companies in the Banks industry, placing it in the top 63.6%.
Is Taiwan Business Bank's Return-on-Tangible-Equity too high?
Taiwan Business Bank's current Return-on-Tangible-Equity of 6.81% is 17% below median its 10-year median of 8.20. Over the past 10 years, this metric has ranged from a low of 4.86 to a high of 9.90. The Banks industry median Return-on-Tangible-Equity is 11.20. Taiwan Business Bank's value of 6.81% is 39.2% below this industry median. Based on the distribution chart, Taiwan Business Bank ranks #971 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Taiwan Business Bank has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Business Bank's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Taiwan Business Bank ranks #971 out of 1526 companies for Return-on-Tangible-Equity. This places Taiwan Business Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Taiwan Business Bank's value of 6.81% is 39.2% below this benchmark. Historically, Taiwan Business Bank's own Return-on-Tangible-Equity has ranged from 4.86 to 9.90 over the past decade. While the company's 10-year median is 8.20 vs. the industry median of 11.20, Taiwan Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Business Bank's current Return-on-Tangible-Equity of 6.81% is 39.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taiwan Business Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Business Bank's current Return-on-Tangible-Equity is 6.81%, which is 17% below median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Business Bank (TPE:2834) is currently considered Modestly Overvalued. The stock's GF Value™ is NT$16.16, compared to a current price of NT$17.95 — trading 11.1% above its estimated fair value. The current Return-on-Tangible-Equity is 6.81%, which is 17% below median its 10-year median of 8.20 and 39.2% below the Banks industry median of 11.20. Taiwan Business Bank's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Taiwan Business Bank (TPE:2834), the current Return-on-Tangible-Equity is 6.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Business Bank (TPE:2834) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Business Bank stock appears to be overvalued. The current stock price of NT$17.95 is trading 11.1% above its estimated GF Value™ of NT$16.16. GuruFocus considers Taiwan Business Bank to be Modestly Overvalued.

Key valuation signals for TPE:2834:

  • Return-on-Tangible-Equity: 6.81% (17% below median its 10-year median of 8.20)
  • GF Value™: NT$16.16 vs. price of NT$17.95 (11.1% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 39.2% below the Banks median (#971 of 1526)

No single metric tells the full story. See the TPE:2834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Business Bank Business Description

Address No. 30 Tacheng Street, Datong District, Taipei, TWN, 103
Taiwan Business Bank is a Taiwan-based company that is principally engaged in providing Financial services including deposits, credit lines, foreign exchange, investment, trusts, and personal financial management. The reportable segments of the Bank are Bank segment, Securities segment, Trust segment, Insurance agency segment and Others. The company generates the majority of its revenue from the Banking Segment.
76GF Score

Get the complete analysis for TPE:2834

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$17.95
Price
NT$16.16
GF Value