ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Taiwan Business Bank's annualizedNet Income for the quarter that ended in Dec. 2025 was NT$9,784 Mil.
Taiwan Business Bank's average Total Assets over the quarter that ended in Dec. 2025 was NT$2,484,682 Mil. Therefore, Taiwan Business Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 0.39%.
The historical rank and industry rank for Taiwan Business Bank's ROA % or its related term are showing as below:
TPE:2834'
s ROA % Range Over the Past 10 Years
Min: 0.27 Med: 0.44 Max: 0.51
Current: 0.51
During the past 13 years, Taiwan Business Bank's highest ROA % was 0.51%. The lowest was 0.27%. And the median was 0.44%.
TPE:2834's ROA % is ranked worse than 76.96% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs TPE:2834: 0.51
Taiwan Business Bank (TPE:2834) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Taiwan Business Bank's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taiwan Business Bank ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Taiwan Business Bank's ROA % distribution charts can be found below:
* The bar in red indicates where Taiwan Business Bank's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Taiwan Business Bank (TPE:2834) has a ROA % of 0.39% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Taiwan Business Bank and its competitors. This is 11% below median its historical median of 0.44. Over the past decade, Taiwan Business Bank's ROA % has ranged from 0.27 to 0.51. According to the industry distribution chart, Taiwan Business Bank ranks #1179 out of 1532 companies in the Banks industry, placing it in the top 77%.
Is Taiwan Business Bank's ROA % too high?
Taiwan Business Bank's current ROA % of 0.39% is 11% below median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.51. The Banks industry median ROA % is 0.98. Taiwan Business Bank's value of 0.39% is 60.2% below this industry median. Based on the distribution chart, Taiwan Business Bank ranks #1179 out of 1532 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Taiwan Business Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Business Bank's ROA % compare to competitors?
According to the Banks industry distribution chart, Taiwan Business Bank ranks #1179 out of 1532 companies for ROA %. This places Taiwan Business Bank in the lower half of its industry. The industry median ROA % is 0.98. Taiwan Business Bank's value of 0.39% is 60.2% below this benchmark. Historically, Taiwan Business Bank's own ROA % has ranged from 0.27 to 0.51 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 0.98, Taiwan Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Business Bank's current ROA % of 0.39% is 60.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Taiwan Business Bank and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Business Bank's current ROA % is 0.39%, which is 11% below median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Business Bank (TPE:2834) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.11, compared to a current price of NT$17.75 — trading 10.2% above its estimated fair value. The current ROA % is 0.39%, which is 11% below median its 10-year median of 0.44 and 60.2% below the Banks industry median of 0.98. Taiwan Business Bank's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Taiwan Business Bank (TPE:2834), the current ROA % is 0.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taiwan Business Bank (TPE:2834) Overvalued in 2026?
Based on GuruFocus' analysis, Taiwan Business Bank stock appears to be overvalued.
The current stock price of NT$17.75 is trading 10.2% above its estimated GF Value™ of NT$16.11.
GuruFocus considers Taiwan Business Bank to be Fairly Valued.
Key valuation signals for TPE:2834:
ROA %: 0.39% (11% below median its 10-year median of 0.44)
GF Value™: NT$16.11 vs. price of NT$17.75 (10.2% above fair value)
Industry Position: 60.2% below the Banks median (#1179 of 1532)
No single metric tells the full story. See the TPE:2834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taiwan Business Bank is a Taiwan-based company that is principally engaged in providing Financial services including deposits, credit lines, foreign exchange, investment, trusts, and personal financial management. The reportable segments of the Bank are Bank segment, Securities segment, Trust segment, Insurance agency segment and Others. The company generates the majority of its revenue from the Banking Segment.
76GF Score
Get the complete analysis for TPE:2834
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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