Taiwan Business Bank (TPE:2834) ROE %: 6.74% (As of Dec. 2025) — 17% Below Median


TPE:2834 Taiwan Business Bank TPE:2834
76 GF Score
Price NT$17.75
GF Value NT$16.11
Valuation Fairly Valued
! 5 Warning Signs
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What is Taiwan Business Bank ROE %?

Taiwan Business Bank TPE:2834 -1.39% 76 ROE % is 6.74% as of Dec. 2025, which is 17% below its 10-year median of 8.15. GuruFocus rates TPE:2834 with a GF Score™ of 76/100 and a GF Value™ of NT$16.11 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Taiwan Business Bank ranks worse than 60.38% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Taiwan Business Bank's annualized net income for the quarter that ended in Dec. 2025 was NT$9,784 Mil. Taiwan Business Bank's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was NT$145,085 Mil. Therefore, Taiwan Business Bank's annualized ROE % for the quarter that ended in Dec. 2025 was 6.74%.

The historical rank and industry rank for Taiwan Business Bank's ROE % or its related term are showing as below:

TPE:2834' s ROE % Range Over the Past 10 Years
Min: 4.84   Med: 8.15   Max: 9.84
Current: 8.84

During the past 13 years, Taiwan Business Bank's highest ROE % was 9.84%. The lowest was 4.84%. And the median was 8.15%.

TPE:2834's ROE % is ranked worse than
60.38% of 1527 companies
in the Banks industry
Industry Median: 10.23 vs TPE:2834: 8.84

Taiwan Business Bank  (TPE:2834) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=9783.676/145085.18
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(9783.676 / 32355.476)*(32355.476 / 2484682.475)*(2484682.475 / 145085.18)
=Net Margin %*Asset Turnover*Equity Multiplier
=30.24 %*0.013*17.1257
=ROA %*Equity Multiplier
=0.39 %*17.1257
=6.74 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=9783.676/145085.18
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (9783.676 / 13252.848) * (13252.848 / 32355.476) * (32355.476 / 2484682.475) * (2484682.475 / 145085.18)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.7382 * 40.96 % * 0.013 * 17.1257
=6.74 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Taiwan Business Bank ROE % Related Terms


Taiwan Business Bank ROE % Historical Data

* Premium members only.

The historical data trend for Taiwan Business Bank's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taiwan Business Bank ROE % Chart

Taiwan Business Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.09 9.84 9.43 8.93 8.79

Taiwan Business Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.24 8.85 10.33 9.63 6.74

Taiwan Business Bank ROE % Competitor Comparison

For the Banks - Regional subindustry, Taiwan Business Bank's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taiwan Business Bank ROE % vs Banks Industry

For the Banks industry and Financial Services sector, Taiwan Business Bank's ROE % distribution charts can be found below:

* The bar in red indicates where Taiwan Business Bank's ROE % falls into.


TPE:2834
76GF Score
Taiwan Business Bank TPE:2834
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taiwan Business Bank ROE % Calculation

Taiwan Business Bank's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=12231.819/( (131433.782+146912.706)/ 2 )
=12231.819/139173.244
=8.79 %

Taiwan Business Bank's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=9783.676/( (143257.654+146912.706)/ 2 )
=9783.676/145085.18
=6.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 6.74% mean?
Taiwan Business Bank (TPE:2834) has a ROE % of 6.74% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taiwan Business Bank and its competitors. This is 17% below median its historical median of 8.15. Over the past decade, Taiwan Business Bank's ROE % has ranged from 4.84 to 9.84. According to the industry distribution chart, Taiwan Business Bank ranks #922 out of 1527 companies in the Banks industry, placing it in the top 60.4%.
Is Taiwan Business Bank's ROE % too high?
Taiwan Business Bank's current ROE % of 6.74% is 17% below median its 10-year median of 8.15. Over the past 10 years, this metric has ranged from a low of 4.84 to a high of 9.84. The Banks industry median ROE % is 10.23. Taiwan Business Bank's value of 6.74% is 34.1% below this industry median. Based on the distribution chart, Taiwan Business Bank ranks #922 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Taiwan Business Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taiwan Business Bank's ROE % compare to competitors?
According to the Banks industry distribution chart, Taiwan Business Bank ranks #922 out of 1527 companies for ROE %. This places Taiwan Business Bank in the lower half of its industry. The industry median ROE % is 10.23. Taiwan Business Bank's value of 6.74% is 34.1% below this benchmark. Historically, Taiwan Business Bank's own ROE % has ranged from 4.84 to 9.84 over the past decade. While the company's 10-year median is 8.15 vs. the industry median of 10.23, Taiwan Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taiwan Business Bank's current ROE % of 6.74% is 34.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Taiwan Business Bank and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taiwan Business Bank's current ROE % is 6.74%, which is 17% below median its own 10-year median of 8.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taiwan Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Taiwan Business Bank (TPE:2834) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.11, compared to a current price of NT$17.75 — trading 10.2% above its estimated fair value. The current ROE % is 6.74%, which is 17% below median its 10-year median of 8.15 and 34.1% below the Banks industry median of 10.23. Taiwan Business Bank's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Taiwan Business Bank (TPE:2834), the current ROE % is 6.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taiwan Business Bank (TPE:2834) Overvalued in 2026?

Based on GuruFocus' analysis, Taiwan Business Bank stock appears to be overvalued. The current stock price of NT$17.75 is trading 10.2% above its estimated GF Value™ of NT$16.11. GuruFocus considers Taiwan Business Bank to be Fairly Valued.

Key valuation signals for TPE:2834:

  • ROE %: 6.74% (17% below median its 10-year median of 8.15)
  • GF Value™: NT$16.11 vs. price of NT$17.75 (10.2% above fair value)
  • GF Score™: 76/100 with 5 warning signs
  • Industry Position: 34.1% below the Banks median (#922 of 1527)

No single metric tells the full story. See the TPE:2834 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taiwan Business Bank Business Description

Address No. 30 Tacheng Street, Datong District, Taipei, TWN, 103
Taiwan Business Bank is a Taiwan-based company that is principally engaged in providing Financial services including deposits, credit lines, foreign exchange, investment, trusts, and personal financial management. The reportable segments of the Bank are Bank segment, Securities segment, Trust segment, Insurance agency segment and Others. The company generates the majority of its revenue from the Banking Segment.
76GF Score

Get the complete analysis for TPE:2834

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$17.75
Price
NT$16.11
GF Value