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National Laghubitta Bittiyanstha (XNEP:NMFBS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
National Laghubitta Bittiyanstha Net Margin % Related Terms
National Laghubitta Bittiyanstha Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Laghubitta Bittiyanstha Net Margin % Chart
National Laghubitta Bittiyanstha Net Margin % Competitor Comparison
For the Banks - Regional subindustry, National Laghubitta Bittiyanstha's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Laghubitta Bittiyanstha Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, National Laghubitta Bittiyanstha's Net Margin % distribution charts can be found below:
* The bar in red indicates where National Laghubitta Bittiyanstha's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Laghubitta Bittiyanstha (XNEP:NMFBS) has a Net Margin % of 40.13% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on National Laghubitta Bittiyanstha and its competitors. This is 25% above median its historical median of 32.19. Over the past decade, National Laghubitta Bittiyanstha's Net Margin % has ranged from 15.27 to 39.04. According to the industry distribution chart, National Laghubitta Bittiyanstha ranks #579 out of 1519 companies in the Banks industry, placing it in the top 38.1%.
Is National Laghubitta Bittiyanstha's Net Margin % too high?
National Laghubitta Bittiyanstha's current Net Margin % of 40.13% is 25% above median its 10-year median of 32.19. Over the past 10 years, this metric has ranged from a low of 15.27 to a high of 39.04. The Banks industry median Net Margin % is 27.34. National Laghubitta Bittiyanstha's value of 40.13% is 46.8% above this industry median. Based on the distribution chart, National Laghubitta Bittiyanstha ranks #579 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, National Laghubitta Bittiyanstha has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Laghubitta Bittiyanstha's Net Margin % compare to competitors?
According to the Banks industry distribution chart, National Laghubitta Bittiyanstha ranks #579 out of 1519 companies for Net Margin %. This puts National Laghubitta Bittiyanstha in the upper half of its industry. The industry median Net Margin % is 27.34. National Laghubitta Bittiyanstha's value of 40.13% is 46.8% above this benchmark. Historically, National Laghubitta Bittiyanstha's own Net Margin % has ranged from 15.27 to 39.04 over the past decade. While the company's 10-year median is 32.19 vs. the industry median of 27.34, National Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.34, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Laghubitta Bittiyanstha's current Net Margin % of 40.13% is 46.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on National Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Net Margin % is 27.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Laghubitta Bittiyanstha's current Net Margin % is 40.13%, which is 25% above median its own 10-year median of 32.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha (XNEP:NMFBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,429.27, compared to a current price of NPR1,112.00 — trading 22.2% below its estimated fair value. The current Net Margin % is 40.13%, which is 25% above median its 10-year median of 32.19 and 46.8% above the Banks industry median of 27.34. National Laghubitta Bittiyanstha's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For National Laghubitta Bittiyanstha (XNEP:NMFBS), the current Net Margin % is 40.13% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Laghubitta Bittiyanstha (XNEP:NMFBS) Overvalued in 2026?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,112.00 is trading 22.2% below its estimated GF Value™ of NPR1,429.27.
GuruFocus considers National Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:NMFBS:
Net Margin %: 40.13% (25% above median its 10-year median of 32.19)
GF Value™: NPR1,429.27 vs. price of NPR1,112.00 (22.2% below fair value)
Industry Position: 46.8% above the Banks median (#579 of 1519)
No single metric tells the full story. See the XNEP:NMFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Laghubitta Bittiya Sanstha Ltd provides financial solutions to the customers with the different products and Services. It offers customized services as per the needs of the customer. The services of the company include loans, savings, Insurance, remittance, SMS & Mobile banking, and others.
89GF Score
Get the complete analysis for XNEP:NMFBS
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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