National Laghubitta Bittiyanstha (XNEP:NMFBS) Scaled Net Operating Assets: 0.60 (As of Apr. 2026)

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XNEP:NMFBS National Laghubitta Bittiya Sanstha Ltd XNEP:NMFBS
89 GF Score
Price NPR1,112.00
GF Value NPR1,429.27
Valuation Modestly Undervalued
! 1 Warning Sign
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What is National Laghubitta Bittiyanstha Scaled Net Operating Assets?

National Laghubitta Bittiyanstha XNEP:NMFBS 89 Scaled Net Operating Assets is 0.60 as of Apr. 2026. GuruFocus rates XNEP:NMFBS with a GF Score™ of 89/100 and a GF Value™ of NPR1,429.27 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Laghubitta Bittiyanstha's operating assets for the quarter that ended in Apr. 2026 was NPR27,402 Mil. National Laghubitta Bittiyanstha's operating liabilities for the quarter that ended in Apr. 2026 was NPR8,907 Mil. National Laghubitta Bittiyanstha's Total Assets for the quarter that ended in Jan. 2026 was NPR30,807 Mil. Therefore, National Laghubitta Bittiyanstha's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.60.

XNEP:NMFBS
89GF Score
National Laghubitta Bittiya Sanstha Ltd XNEP:NMFBS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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National Laghubitta Bittiyanstha Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Laghubitta Bittiyanstha's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(24773.544-7547.431)/22146.052
=0.78

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=29951.428 - 5177.884
=24773.544

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=26571.474 - 19024.043 - 0
=7547.431

National Laghubitta Bittiyanstha's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(27401.538-8907.099)/30806.828
=0.60

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=31587.115 - 4185.577
=27401.538

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=27639.083 - 18731.984 - 0
=8907.099

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.60 mean?
National Laghubitta Bittiyanstha (XNEP:NMFBS) has a Scaled Net Operating Assets of 0.60 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Laghubitta Bittiyanstha and its competitors.
Is National Laghubitta Bittiyanstha's Scaled Net Operating Assets too high?
National Laghubitta Bittiyanstha's current Scaled Net Operating Assets is 0.60. Overall, National Laghubitta Bittiyanstha has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Laghubitta Bittiyanstha's Scaled Net Operating Assets compare to competitors?
National Laghubitta Bittiyanstha's Scaled Net Operating Assets of 0.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Laghubitta Bittiyanstha and its competitors. National Laghubitta Bittiyanstha's current Scaled Net Operating Assets is 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha (XNEP:NMFBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,429.27, compared to a current price of NPR1,112.00 — trading 22.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.60. National Laghubitta Bittiyanstha's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Laghubitta Bittiyanstha (XNEP:NMFBS), the current Scaled Net Operating Assets is 0.60 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Laghubitta Bittiyanstha (XNEP:NMFBS) Overvalued in 2026?

Based on GuruFocus' analysis, National Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR1,112.00 is trading 22.2% below its estimated GF Value™ of NPR1,429.27. GuruFocus considers National Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:NMFBS:

  • Scaled Net Operating Assets: 0.60
  • GF Value™: NPR1,429.27 vs. price of NPR1,112.00 (22.2% below fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the XNEP:NMFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Laghubitta Bittiyanstha Business Description

Address Banepa-10, Kavrepalanchowk, Bagmati, Kathmandu, NPL
National Laghubitta Bittiya Sanstha Ltd provides financial solutions to the customers with the different products and Services. It offers customized services as per the needs of the customer. The services of the company include loans, savings, Insurance, remittance, SMS & Mobile banking, and others.
89GF Score

Get the complete analysis for XNEP:NMFBS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR1,112.00
Price
NPR1,429.27
GF Value