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National Laghubitta BittiyansthaXNEP:NMFBS 89 Return-on-Tangible-Equity is 24.33% as of Apr. 2026, which is 5% below its 10-year median of 25.49. GuruFocus rates XNEP:NMFBS with a GF Score™ of 89/100 and a GF Value™ of NPR1,429.27 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,514 Banks companies, National Laghubitta Bittiyanstha ranks better than 90.75% on this metric.
The historical rank and industry rank for National Laghubitta Bittiyanstha's Return-on-Tangible-Equity or its related term are showing as below:
XNEP:NMFBS'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.87 Med: 25.49 Max: 39.02
Current: 21.11
During the past 8 years, National Laghubitta Bittiyanstha's highest Return-on-Tangible-Equity was 39.02%. The lowest was 7.87%. And the median was 25.49%.
XNEP:NMFBS's Return-on-Tangible-Equity is ranked better than 90.75% of 1514
companies
in the Banks industry
Industry Median: 11.455
vs XNEP:NMFBS: 21.11
National Laghubitta Bittiyanstha (XNEP:NMFBS) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
National Laghubitta Bittiyanstha Return-on-Tangible-Equity Related Terms
National Laghubitta Bittiyanstha Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Laghubitta Bittiyanstha Return-on-Tangible-Equity Chart
National Laghubitta Bittiyanstha Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, National Laghubitta Bittiyanstha's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Laghubitta Bittiyanstha Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, National Laghubitta Bittiyanstha's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where National Laghubitta Bittiyanstha's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Apr. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.33% mean?
National Laghubitta Bittiyanstha (XNEP:NMFBS) has a Return-on-Tangible-Equity of 24.33% as of Apr. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Laghubitta Bittiyanstha and its competitors. This is near median its historical median of 25.49. Over the past decade, National Laghubitta Bittiyanstha's Return-on-Tangible-Equity has ranged from 7.87 to 39.02. According to the industry distribution chart, National Laghubitta Bittiyanstha ranks #140 out of 1514 companies in the Banks industry, placing it in the top 9.2%.
Is National Laghubitta Bittiyanstha's Return-on-Tangible-Equity too high?
National Laghubitta Bittiyanstha's current Return-on-Tangible-Equity of 24.33% is near median its 10-year median of 25.49. Over the past 10 years, this metric has ranged from a low of 7.87 to a high of 39.02. The Banks industry median Return-on-Tangible-Equity is 11.46. National Laghubitta Bittiyanstha's value of 24.33% is 112.4% above this industry median. Based on the distribution chart, National Laghubitta Bittiyanstha ranks #140 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Laghubitta Bittiyanstha has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Laghubitta Bittiyanstha's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, National Laghubitta Bittiyanstha ranks #140 out of 1514 companies for Return-on-Tangible-Equity. This places National Laghubitta Bittiyanstha in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.46. National Laghubitta Bittiyanstha's value of 24.33% is 112.4% above this benchmark. Historically, National Laghubitta Bittiyanstha's own Return-on-Tangible-Equity has ranged from 7.87 to 39.02 over the past decade. While the company's 10-year median is 25.49 vs. the industry median of 11.46, National Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.46, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Laghubitta Bittiyanstha's current Return-on-Tangible-Equity of 24.33% is 112.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on National Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Laghubitta Bittiyanstha's current Return-on-Tangible-Equity is 24.33%, which is near median its own 10-year median of 25.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha (XNEP:NMFBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,429.27, compared to a current price of NPR1,112.00 — trading 22.2% below its estimated fair value. The current Return-on-Tangible-Equity is 24.33%, which is near median its 10-year median of 25.49 and 112.4% above the Banks industry median of 11.46. National Laghubitta Bittiyanstha's overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For National Laghubitta Bittiyanstha (XNEP:NMFBS), the current Return-on-Tangible-Equity is 24.33% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Laghubitta Bittiyanstha (XNEP:NMFBS) Overvalued in 2026?
Based on GuruFocus' analysis, National Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR1,112.00 is trading 22.2% below its estimated GF Value™ of NPR1,429.27.
GuruFocus considers National Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:NMFBS:
Return-on-Tangible-Equity: 24.33% (near median its 10-year median of 25.49)
GF Value™: NPR1,429.27 vs. price of NPR1,112.00 (22.2% below fair value)
Industry Position: 112.4% above the Banks median (#140 of 1514)
No single metric tells the full story. See the XNEP:NMFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Laghubitta Bittiya Sanstha Ltd provides financial solutions to the customers with the different products and Services. It offers customized services as per the needs of the customer. The services of the company include loans, savings, Insurance, remittance, SMS & Mobile banking, and others.
89GF Score
Get the complete analysis for XNEP:NMFBS
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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