Grupo Prival (XPTY:GPRI) 3-Year Sortino Ratio: -1.88 (As of Sep. 10, 2026)

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XPTY:GPRI Grupo Prival SA XPTY:GPRI
64 GF Score
Price $50.00
GF Value $51.32
Valuation Fairly Valued
! 5 Warning Signs
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What is Grupo Prival 3-Year Sortino Ratio?

Grupo Prival XPTY:GPRI 64 3-Year Sortino Ratio is -1.88 as of Sep. 10, 2026. GuruFocus rates XPTY:GPRI with a GF Score™ of 64/100 and a GF Value™ of $51.32 (Fairly Valued). The stock has 5 warning signs investors should review.

The 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. As of today (2026-09-10), Grupo Prival's 3-Year Sortino Ratio is -1.88.

Grupo Prival  (XPTY:GPRI) 3-Year Sortino Ratio Explanation

The 3-Year Sortino Ratio inidicates the risk-adjusted return of an investment over the past three year. It is calculated as the annualized result of the average three-year monthly excess returns divided by the standard deviation of negative returns in the three-year period. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

Differnt from the Sharpe Ratio that penalizes both upside and downside volatility equally, the Sortino Ratio penalizes only those returns falling below a user-specified target or required rate of return. The expected returns here is set to the risk-free rate as well.

Grupo Prival 3-Year Sortino Ratio Related Terms

XPTY:GPRI vs USB, PNC: 3-Year Sortino Ratio Comparison

For the Banks - Regional subindustry, Grupo Prival's 3-Year Sortino Ratio, along with its competitors' market caps and 3-Year Sortino Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo Prival 3-Year Sortino Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Prival's 3-Year Sortino Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Prival's 3-Year Sortino Ratio falls into.


XPTY:GPRI
64GF Score
Grupo Prival SA XPTY:GPRI
3-Year Sortino Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Prival 3-Year Sortino Ratio Calculation

The 3-Year Sortino Ratio measures the risk-adjusted return of an investment asset or portfolio in the last three year, focusing specifically on downside risk rather than total risk. A stock / portfolio's 3-Year Sortino Ratio can be calculated by dividing the difference between the three-year average monthly returns of the investment and the risk-free rate, by the standard deviation of the downside risks over the past three year.

A downside risk is a potential loss from the asset or investment. The Downside risk here is measured by the downside deviation, which is the standard deviation of negative returns.

Frequently Asked Questions Learn more about 3-Year Sortino Ratio →
What does a 3-Year Sortino Ratio of -1.88 mean?
Grupo Prival (XPTY:GPRI) has a 3-Year Sortino Ratio of -1.88 as of Sep. 10, 2026. 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. View historical data for Grupo Prival and its competitors.
Is Grupo Prival's 3-Year Sortino Ratio too high?
Grupo Prival's current 3-Year Sortino Ratio is -1.88. Overall, Grupo Prival has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Prival's 3-Year Sortino Ratio compare to USB and PNC?
Grupo Prival's 3-Year Sortino Ratio of -1.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Sortino Ratio for a Banks company?
A good 3-Year Sortino Ratio depends on the Banks industry context. However, 3-Year Sortino Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Sortino Ratio mean?
A high 3-Year Sortino Ratio can signal that a stock is expensive relative to its fundamentals. 3-Year Sortino Ratio measures the additional return that an investor receives per unit of the downside risk over the past three years. View historical data for Grupo Prival and its competitors. Grupo Prival's current 3-Year Sortino Ratio is -1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Prival stock overvalued right now?
Based on GuruFocus' analysis, Grupo Prival (XPTY:GPRI) is currently considered Fairly Valued. The stock's GF Value™ is $51.32, compared to a current price of $50.00 — trading 2.6% below its estimated fair value. The current 3-Year Sortino Ratio is -1.88. Grupo Prival's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Sortino Ratio calculated?
3-Year Sortino Ratio is calculated from a company's financial statements. For Grupo Prival (XPTY:GPRI), the current 3-Year Sortino Ratio is -1.88 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Prival (XPTY:GPRI) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Prival stock appears to be undervalued. The current stock price of $50.00 is trading 2.6% below its estimated GF Value™ of $51.32. GuruFocus considers Grupo Prival to be Fairly Valued.

Key valuation signals for XPTY:GPRI:

  • 3-Year Sortino Ratio: -1.88
  • GF Value™: $51.32 vs. price of $50.00 (2.6% below fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the XPTY:GPRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Prival Business Description

Address Calle 50 y 71 San Francisco, Apartado 0832-00396, Panama, PAN
Grupo Prival SA through its subsidiaries provides banking and financial services in Panama. The company offers deposits, savings accounts, credit, and debit cards. It also provides mortgage, auto, personal, commercial, and secured loan among other services.
64GF Score

Get the complete analysis for XPTY:GPRI

3-Year Sortino Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.00
Price
$51.32
GF Value