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Manba FinanceNSE:MANBA -0.39%39 Net-Net Working Capital is ₹0.00 as of Jun. 2026. GuruFocus rates NSE:MANBA with a GF Score™ of 39/100. The stock has 5 warning signs investors should review. Among 84 Credit Services companies, Manba Finance ranks worse than 1190475% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Manba Finance's Net-Net Working Capital for the quarter that ended in Jun. 2026 was ₹0.00.
The industry rank for Manba Finance's Net-Net Working Capital or its related term are showing as below:
NSE:MANBA's Price-to-Net-Net-Working-Capital is not ranked *
in the Credit Services industry.
Industry Median: 5.83 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Manba Finance (NSE:MANBA) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Manba Finance Net-Net Working Capital Related Terms
Manba Finance Net-Net Working Capital Historical Data
* Premium members only.
The historical data trend for Manba Finance's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MANBA vs V, MA, AXP: Net-Net Working Capital Comparison
For the Credit Services subindustry, Manba Finance's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manba Finance Price-to-Net-Net-Working-Capital vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Manba Finance's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Manba Finance's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of ₹0.00 mean?
Manba Finance (NSE:MANBA) has a Net-Net Working Capital of ₹0.00 as of Jun. 2026. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Manba Finance According to the industry distribution chart, Manba Finance ranks #999999 out of 84 companies in the Credit Services industry.
Is Manba Finance's Net-Net Working Capital too high?
Manba Finance's current Net-Net Working Capital is ₹0.00. Based on the distribution chart, Manba Finance ranks #999999 out of 84 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Manba Finance has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Manba Finance's Net-Net Working Capital compare to V and MA?
According to the Credit Services industry distribution chart, Manba Finance ranks #999999 out of 84 companies for Net-Net Working Capital. This places Manba Finance in the lower half of its industry. The industry median Net-Net Working Capital is 5.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Credit Services company?
The median Net-Net Working Capital among Credit Services companies is 5.83, based on 84 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Manba Finance For the Credit Services industry, the median Net-Net Working Capital is 5.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manba Finance's current Net-Net Working Capital is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manba Finance stock overvalued right now?
Manba Finance (NSE:MANBA) has a current Net-Net Working Capital of ₹0.00. The current Net-Net Working Capital is ₹0.00. Manba Finance's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Manba Finance (NSE:MANBA), the current Net-Net Working Capital is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Manba Finance Ltd is a non-banking finance company offering financial solutions for new two-wheelers, three-wheelers, electric two-wheelers, electric three-wheelers, used cars, small business loans, and personal loans. The company's target customers are mainly employees and the self-employed. The company has branches in urban, semi-urban, and metropolitan cities and towns, serving the surrounding rural areas. It has established relationships with more than 1,100 dealers, including more than 190 EV dealers in Maharashtra, Gujarat, Rajasthan, Chhattisgarh, Madhya Pradesh, and Uttar Pradesh.
39GF Score
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