Manba FinanceNSE:MANBA +0.61%38 Pretax Margin % is 18.34% as of Mar. 2026, which is 3% below its 10-year median of 18.93. GuruFocus rates NSE:MANBA with a GF Score™ of 38/100. The stock has 5 warning signs investors should review. Among 533 Credit Services companies, Manba Finance ranks worse than 50.28% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Manba Finance's Pre-Tax Income for the
three
months ended in Mar. 2026 was ₹169 Mil. Manba Finance's Revenue for the
three
months ended in Mar. 2026 was ₹924 Mil. Therefore, Manba Finance's pretax margin for the quarter that ended in Mar. 2026 was 18.34%.
The historical rank and industry rank for Manba Finance's Pretax Margin % or its related term are showing as below:
NSE:MANBA'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.3 Med: 18.93 Max: 22.96
Current: 19.71
NSE:MANBA's Pretax Margin % is ranked worse than 50.28% of 533
companies
in the Credit Services industry
Industry Median: 20.02
vs NSE:MANBA: 19.71
Manba Finance (NSE:MANBA) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Manba Finance Pretax Margin % Related Terms
Manba Finance Pretax Margin % Historical Data
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The historical data trend for Manba Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MANBA vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Manba Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manba Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Manba Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Manba Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manba Finance (NSE:MANBA) has a Pretax Margin % of 18.34% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Manba Finance and its competitors. This is near median its historical median of 18.93. Over the past decade, Manba Finance's Pretax Margin % has ranged from 13.30 to 22.96. According to the industry distribution chart, Manba Finance ranks #268 out of 533 companies in the Credit Services industry, placing it in the top 50.3%.
Is Manba Finance's Pretax Margin % too high?
Manba Finance's current Pretax Margin % of 18.34% is near median its 10-year median of 18.93. Over the past 10 years, this metric has ranged from a low of 13.30 to a high of 22.96. The Credit Services industry median Pretax Margin % is 20.02. Manba Finance's value of 18.34% is 8.4% below this industry median. Based on the distribution chart, Manba Finance ranks #268 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Manba Finance has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Manba Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Manba Finance ranks #268 out of 533 companies for Pretax Margin %. This places Manba Finance in the lower half of its industry. The industry median Pretax Margin % is 20.02. Manba Finance's value of 18.34% is 8.4% below this benchmark. Historically, Manba Finance's own Pretax Margin % has ranged from 13.30 to 22.96 over the past decade. While the company's 10-year median is 18.93 vs. the industry median of 20.02, Manba Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.02, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manba Finance's current Pretax Margin % of 18.34% is 8.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Manba Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manba Finance's current Pretax Margin % is 18.34%, which is near median its own 10-year median of 18.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manba Finance stock overvalued right now?
Manba Finance (NSE:MANBA) has a current Pretax Margin % of 18.34%. The current Pretax Margin % is 18.34%, which is near median its 10-year median of 18.93 and 8.4% below the Credit Services industry median of 20.02. Manba Finance's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Manba Finance (NSE:MANBA), the current Pretax Margin % is 18.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Manba Finance Ltd is a non-banking finance company offering financial solutions for new two-wheelers, three-wheelers, electric two-wheelers, electric three-wheelers, used cars, small business loans, and personal loans. The company's target customers are mainly employees and the self-employed. The company has branches in urban, semi-urban, and metropolitan cities and towns, serving the surrounding rural areas. It has established relationships with more than 1,100 dealers, including more than 190 EV dealers in Maharashtra, Gujarat, Rajasthan, Chhattisgarh, Madhya Pradesh, and Uttar Pradesh.
38GF Score
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