FLGPA.PFD (Flagstar Bank NA) OCF Margin %: -23.69% (As of Mar. 2026)


FLGPA.PFD Flagstar Bank NA FLGPA.PFD
60 GF Score
Price $22.76
! 6 Warning Signs
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What is Flagstar Bank NA OCF Margin %?

Flagstar Bank NA FLGPA.PFD -0.70% 60 OCF Margin % is -23.69% as of Mar. 2026. GuruFocus rates FLGPA.PFD with a GF Score™ of 60/100. The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Flagstar Bank NA ranks worse than 67.89% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Flagstar Bank NA's Cash Flow from Operations for the three months ended in Mar. 2026 was $-118.00 Mil. Flagstar Bank NA's Revenue for the three months ended in Mar. 2026 was $498.00 Mil. Therefore, Flagstar Bank NA's OCF Margin % for the quarter that ended in Mar. 2026 was -23.69%.

As of today, Flagstar Bank NA's current OCF Yield % is 4.65%.

The historical rank and industry rank for Flagstar Bank NA's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Flagstar Bank NA was 97.13%. The lowest was -8.78%. And the median was 38.46%.

FLGpA.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Flagstar Bank NA OCF Margin % Related Terms

Flagstar Bank NA OCF Margin % Historical Data

* Premium members only.

The historical data trend for Flagstar Bank NA's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Bank NA OCF Margin % Chart

Flagstar Bank NA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.48 69.23 7.24 3.33 -8.78

Flagstar Bank NA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -120.41 71.57 46.82 -33.93 -23.69
FLGPA.PFD
60GF Score
Flagstar Bank NA FLGPA.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Flagstar Bank NA OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Flagstar Bank NA's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-181/2062
=-8.78 %

Flagstar Bank NA's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-118/498
=-23.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -23.69% mean?
Flagstar Bank NA (FLGPA.PFD) has a OCF Margin % of -23.69% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Flagstar Bank NA and its competitors. According to the industry distribution chart, Flagstar Bank NA ranks #1019 out of 1501 companies in the Banks industry, placing it in the top 67.9%.
Is Flagstar Bank NA's OCF Margin % too high?
Flagstar Bank NA's current OCF Margin % is -23.69%. Based on the distribution chart, Flagstar Bank NA ranks #1019 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, Flagstar Bank NA has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's OCF Margin % compare to UBSI and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #1019 out of 1501 companies for OCF Margin %. This places Flagstar Bank NA in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current OCF Margin % is -23.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Flagstar Bank NA (FLGPA.PFD) has a current OCF Margin % of -23.69%. The current OCF Margin % is -23.69%. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Flagstar Bank NA (FLGPA.PFD), the current OCF Margin % is -23.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Flagstar Bank NA Business Description

Other Exchanges FLG:USAQC10:Germany
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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