Flagstar Bank NAFLGPA.PFD -0.70%60 Pretax Margin % is 6.43% as of Mar. 2026, which is 87% below its 10-year median of 49.96. GuruFocus rates FLGPA.PFD with a GF Score™ of 60/100. The stock has 6 warning signs investors should review. Among 1,526 Banks companies, Flagstar Bank NA ranks worse than 96.33% on this metric.
The historical rank and industry rank for Flagstar Bank NA's Pretax Margin % or its related term are showing as below:
FLGpA.PFD'
s Pretax Margin % Range Over the Past 10 Years
Min: -53.33 Med: 49.96 Max: 59.7
Current: -2.17
FLGpA.PFD's Pretax Margin % is ranked worse than 96.33% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs FLGpA.PFD: -2.17
Flagstar Bank NA (NYSE:FLGpA.PFD) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Flagstar Bank NA Pretax Margin % Related Terms
Flagstar Bank NA Pretax Margin % Historical Data
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The historical data trend for Flagstar Bank NA's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FLGPA.PFD vs UBSI, ABCB, GBCI: Pretax Margin % Comparison
For the Banks - Regional subindustry, Flagstar Bank NA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Flagstar Bank NA Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Flagstar Bank NA's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Flagstar Bank NA's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Flagstar Bank NA (FLGPA.PFD) has a Pretax Margin % of 6.43% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Flagstar Bank NA and its competitors. This is 87% below median its historical median of 49.96. According to the industry distribution chart, Flagstar Bank NA ranks #1470 out of 1526 companies in the Banks industry, placing it in the top 96.3%.
Is Flagstar Bank NA's Pretax Margin % too high?
Flagstar Bank NA's current Pretax Margin % of 6.43% is 87% below median its 10-year median of 49.96. The Banks industry median Pretax Margin % is 34.89. Flagstar Bank NA's value of 6.43% is 81.6% below this industry median. Based on the distribution chart, Flagstar Bank NA ranks #1470 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Flagstar Bank NA has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's Pretax Margin % compare to UBSI and ABCB?
According to the Banks industry distribution chart, Flagstar Bank NA ranks #1470 out of 1526 companies for Pretax Margin %. This places Flagstar Bank NA in the lower half of its industry. The industry median Pretax Margin % is 34.89. Flagstar Bank NA's value of 6.43% is 81.6% below this benchmark. While the company's 10-year median is 49.96 vs. the industry median of 34.89, Flagstar Bank NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flagstar Bank NA's current Pretax Margin % of 6.43% is 81.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Flagstar Bank NA and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flagstar Bank NA's current Pretax Margin % is 6.43%, which is 87% below median its own 10-year median of 49.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Flagstar Bank NA (FLGPA.PFD) has a current Pretax Margin % of 6.43%. The current Pretax Margin % is 6.43%, which is 87% below median its 10-year median of 49.96 and 81.6% below the Banks industry median of 34.89. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Flagstar Bank NA (FLGPA.PFD), the current Pretax Margin % is 6.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
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