FLGPA.PFD (Flagstar Bank NA) Scaled Net Operating Assets: 0.14 (As of Mar. 2026)


FLGPA.PFD Flagstar Bank NA FLGPA.PFD
60 GF Score
Price $22.76
! 6 Warning Signs
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What is Flagstar Bank NA Scaled Net Operating Assets?

Flagstar Bank NA FLGPA.PFD -0.70% 60 Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus rates FLGPA.PFD with a GF Score™ of 60/100. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Flagstar Bank NA's operating assets for the quarter that ended in Mar. 2026 was $80,123.00 Mil. Flagstar Bank NA's operating liabilities for the quarter that ended in Mar. 2026 was $67,823.00 Mil. Flagstar Bank NA's Total Assets for the quarter that ended in Dec. 2025 was $87,512.00 Mil. Therefore, Flagstar Bank NA's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.14.

FLGPA.PFD
60GF Score
Flagstar Bank NA FLGPA.PFD
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Flagstar Bank NA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Flagstar Bank NA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(81618-67185)/100160
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=87512 - 5894
=81618

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=79369 - 8184 - 4000
=67185

Flagstar Bank NA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(80123-67823)/87512
=0.14

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=87129 - 7006
=80123

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=79009 - 7685 - 3501
=67823

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
Flagstar Bank NA (FLGPA.PFD) has a Scaled Net Operating Assets of 0.14 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Flagstar Bank NA and its competitors.
Is Flagstar Bank NA's Scaled Net Operating Assets too high?
Flagstar Bank NA's current Scaled Net Operating Assets is 0.14. Overall, Flagstar Bank NA has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Flagstar Bank NA's Scaled Net Operating Assets compare to UBSI and ABCB?
Flagstar Bank NA's Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Flagstar Bank NA and its competitors. Flagstar Bank NA's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flagstar Bank NA stock overvalued right now?
Flagstar Bank NA (FLGPA.PFD) has a current Scaled Net Operating Assets of 0.14. The current Scaled Net Operating Assets is 0.14. Flagstar Bank NA's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Flagstar Bank NA (FLGPA.PFD), the current Scaled Net Operating Assets is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Flagstar Bank NA Business Description

Other Exchanges FLG:USAQC10:Germany
Address 102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Bank NA operates as a regional bank in the United-States. The group operates approximately 340 locations across ten states, with footholds in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a notable presence in fast-growing markets in Florida and the West Coast. In addition, the Bank has private banking teams located in several cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net-worth individuals and their businesses. It offers a variety of banking products and services, including consumer and commercial banking, mortgage lending, and wealth management through its subsidiaries. It serves individuals, small businesses, and corporations.
60GF Score

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